Donegal Group (DGICA) vs Mercury General (MCY)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
Mercury General (MCY) has outperformed Donegal Group (DGICA) over the past year, gaining 20.0% versus a loss of 5.0%. Over five years, MCY leads with a +85.0% price change compared with +23.6% for DGICA. On valuation, Mercury General trades at a lower forward P/E (8.4x vs 9.7x for Donegal Group).
Donegal Group offers the higher dividend yield (4.06% vs 1.24%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | DGICA | MCY |
|---|---|---|
| Share price | $18.23 | $102.75 |
| Market cap | $676.68M | — |
| 1-day change | -1.67% | +0.45% |
| YTD return | -8.76% | +8.75% |
| 1-year return | -4.95% | +20.02% |
| 5-year return | +23.59% | +84.97% |
| P/E ratio (TTM) | 9.49 | 6.07 |
| Forward P/E | 9.72 | 8.39 |
| EPS (TTM) | $1.92 | $16.92 |
| Dividend yield | 4.06% | 1.24% |
| Annual dividend | $0.74 | $1.27 |
| Revenue (latest FY) | — | $5.99B |
| Revenue growth (YoY) | — | +9.44% |
| Net income (latest FY) | — | $541.09M |
| Gross margin | — | 99.75% |
| Net margin | — | 9.03% |
| 52-week high | $21.06 | $113.06 |
| 52-week low | $16.11 | $74.29 |
| Distance from 52-week high | -13.44% | -9.12% |
| Analyst consensus | none | none |
| Avg. price target upside | +15.19% | +16.79% |
| Average volume | 117.97K | 295.17K |
| Shares outstanding | 31.54M | — |
| Employees | — | 4,380 |
| Sector | Financial Services | Financial Services |
| Industry | Insurance - Property & Casualty | Insurance - Property & Casualty |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- MCY has outperformed DGICA by 25.0 percentage points over the past year.
- Donegal Group trades at a higher earnings multiple (9.5x vs 6.1x trailing P/E).
- Donegal Group offers a meaningfully higher dividend yield (4.06% vs 1.24%).
About Donegal Group
DGICA stock →Donegal Group Inc., an insurance holding company, provides commercial and personal lines of property and casualty coverages. It operates through three segments: Investment Function, Commercial Lines of Insurance, and Personal Lines of Insurance.
Financial Services · Insurance - Property & Casualty
About Mercury General
MCY stock →Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products.
Financial Services · Insurance - Property & Casualty · 4,380 employees
DGICA vs MCY FAQ
Which stock has performed better over the past year, DGICA or MCY?
MCY returned +20.02% over the past 12 months, compared with -4.95% for DGICA (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, DGICA or MCY?
MCY has the lower trailing P/E at 6.1, versus 9.5 for DGICA. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Donegal Group or Mercury General?
Donegal Group has the higher yield at 4.06%, compared with 1.24% for Mercury General.
Are Donegal Group and Mercury General in the same industry?
Yes. Both are classified in the Insurance - Property & Casualty industry within the Financial Services sector.