Enterprise Financial Services (EFSC) vs First Financial Bancorp. (FFBC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
First Financial Bancorp. (FFBC) has outperformed Enterprise Financial Services (EFSC) over the past year, gaining 21.1% versus a gain of 2.2%. Over five years, FFBC leads with a +32.4% price change compared with +22.5% for EFSC. First Financial Bancorp. is the larger company by market cap ($3.28 billion vs $2.15 billion), about 1.5 times the size.
On valuation, First Financial Bancorp. trades at a lower forward P/E (8.8x vs 10.0x for Enterprise Financial Services). First Financial Bancorp. offers the higher dividend yield (3.21% vs 2.19%). First Financial Bancorp. converts more of its revenue into profit, with a net margin of 319.4% versus 27.2%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | EFSC | FFBC |
|---|---|---|
| Share price | $59.33 | $31.20 |
| Market cap | $2.15B | $3.28B |
| 1-day change | +1.00% | +1.07% |
| YTD return | +8.78% | +24.70% |
| 1-year return | +2.21% | +21.07% |
| 5-year return | +22.53% | +32.37% |
| P/E ratio (TTM) | 11.80 | 11.02 |
| Forward P/E | 10.04 | 8.82 |
| EPS (TTM) | $5.03 | $2.83 |
| Dividend yield | 2.19% | 3.21% |
| Annual dividend | $1.30 | $1.00 |
| Revenue (latest FY) | $739.86M | $80.02M |
| Revenue growth (YoY) | +16.00% | +18.30% |
| Net income (latest FY) | $201.37M | $255.60M |
| Net margin | 27.22% | 319.43% |
| 52-week high | $68.73 | $36.25 |
| 52-week low | $51.18 | $23.06 |
| Distance from 52-week high | -13.68% | -13.93% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +19.67% | +21.79% |
| Average volume | 245.41K | 916.72K |
| Shares outstanding | 36.19M | 105.17M |
| Employees | 1,370 | 2,371 |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FFBC has outperformed EFSC by 18.9 percentage points over the past year.
- First Financial Bancorp. offers a meaningfully higher dividend yield (3.21% vs 2.19%).
- First Financial Bancorp. is more profitable, keeping 319.4 cents of every revenue dollar as net income versus 27.2 cents for Enterprise Financial Services.
About Enterprise Financial Services
EFSC stock →Enterprise Financial Services Corp operates as the financial holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers in Arizona, California, Florida, Kansas, Missouri, Nevada, New Mexico, and in the United States. It provides interest and non-interest-bearing demand, money markets accounts, savings, and certificates of deposit.
Financial Services · Banks - Regional · 1,370 employees
About First Financial Bancorp.
FFBC stock →First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and banking-related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois.
Financial Services · Banks - Regional · 2,371 employees
EFSC vs FFBC FAQ
Which is bigger, Enterprise Financial Services or First Financial Bancorp.?
First Financial Bancorp. (FFBC) is larger, with a market capitalization of $3.28B compared with $2.15B for Enterprise Financial Services (EFSC).
Which stock has performed better over the past year, EFSC or FFBC?
FFBC returned +21.07% over the past 12 months, compared with +2.21% for EFSC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, EFSC or FFBC?
FFBC has the lower trailing P/E at 11.0, versus 11.8 for EFSC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Enterprise Financial Services or First Financial Bancorp.?
First Financial Bancorp. has the higher yield at 3.21%, compared with 2.19% for Enterprise Financial Services.
Are Enterprise Financial Services and First Financial Bancorp. in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.