Enterprise Financial Services (EFSC) vs National Bank (NBHC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Enterprise Financial Services (EFSC) has outperformed National Bank (NBHC) over the past year, gaining 4.0% versus a loss of 0.7%. Over five years, EFSC leads with a +23.8% price change compared with -7.8% for NBHC. Enterprise Financial Services is the larger company by market cap ($2.12 billion vs $1.68 billion), about 1.3 times the size.
On valuation, National Bank trades at a lower forward P/E (9.6x vs 9.9x for Enterprise Financial Services). National Bank offers the higher dividend yield (3.35% vs 2.22%). National Bank converts more of its revenue into profit, with a net margin of 232.6% versus 27.2%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | EFSC | NBHC |
|---|---|---|
| Share price | $58.60 | $37.89 |
| Market cap | $2.12B | $1.68B |
| 1-day change | -1.23% | -0.76% |
| YTD return | +9.87% | +0.45% |
| 1-year return | +4.00% | -0.70% |
| 5-year return | +23.76% | -7.76% |
| P/E ratio (TTM) | 11.65 | 15.92 |
| Forward P/E | 9.91 | 9.60 |
| EPS (TTM) | $5.03 | $2.38 |
| Dividend yield | 2.22% | 3.35% |
| Annual dividend | $1.30 | $1.27 |
| Revenue (latest FY) | $739.86M | $47.10M |
| Revenue growth (YoY) | +16.00% | +2.86% |
| Net income (latest FY) | $201.37M | $109.57M |
| Net margin | 27.22% | 232.64% |
| 52-week high | $68.73 | $47.28 |
| 52-week low | $51.18 | $35.06 |
| Distance from 52-week high | -14.74% | -19.86% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +21.16% | +18.76% |
| Average volume | 245.03K | 441.49K |
| Shares outstanding | 36.19M | 44.29M |
| Employees | 1,370 | 1,250 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- National Bank trades at a higher earnings multiple (15.9x vs 11.7x trailing P/E).
- National Bank offers a meaningfully higher dividend yield (3.35% vs 2.22%).
- National Bank is more profitable, keeping 232.6 cents of every revenue dollar as net income versus 27.2 cents for Enterprise Financial Services.
- Enterprise Financial Services grew revenue faster in its latest fiscal year (+16.00% vs +2.86%).
About Enterprise Financial Services
EFSC stock →Enterprise Financial Services Corp operates as the financial holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers in Arizona, California, Florida, Kansas, Missouri, Nevada, New Mexico, and in the United States. It provides interest and non-interest-bearing demand, money markets accounts, savings, and certificates of deposit.
Finance · Major Banks · 1,370 employees
About National Bank
NBHC stock →National Bank Holdings Corporation operates as the bank holding company for NBH Bank that provides various banking products and financial services to commercial, business, and consumer clients in the United States. It offers deposit products, including checking, savings, money market, health savings, and other deposit accounts, including fixed-rate and fixed maturity time deposits.
Finance · Major Banks · 1,250 employees
EFSC vs NBHC FAQ
Which is bigger, Enterprise Financial Services or National Bank?
Enterprise Financial Services (EFSC) is larger, with a market capitalization of $2.12B compared with $1.68B for National Bank (NBHC).
Which stock has performed better over the past year, EFSC or NBHC?
EFSC returned +4.00% over the past 12 months, compared with -0.70% for NBHC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, EFSC or NBHC?
EFSC has the lower trailing P/E at 11.7, versus 15.9 for NBHC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Enterprise Financial Services or National Bank?
National Bank has the higher yield at 3.35%, compared with 2.22% for Enterprise Financial Services.
Are Enterprise Financial Services and National Bank in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.