Enterprise Financial Services (EFSC) vs First Commonwealth Financial (FCF)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
First Commonwealth Financial (FCF) has outperformed Enterprise Financial Services (EFSC) over the past year, gaining 18.0% versus a gain of 2.2%. Over five years, FCF leads with a +41.0% price change compared with +22.5% for EFSC. Enterprise Financial Services is the larger company by market cap ($2.15 billion vs $2.02 billion), about 1.1 times the size.
On valuation, Enterprise Financial Services trades at a lower forward P/E (10.0x vs 10.2x for First Commonwealth Financial). First Commonwealth Financial offers the higher dividend yield (2.75% vs 2.19%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | EFSC | FCF |
|---|---|---|
| Share price | $59.28 | $20.00 |
| Market cap | $2.15B | $2.02B |
| 1-day change | +0.92% | +0.68% |
| YTD return | +8.78% | +17.79% |
| 1-year return | +2.21% | +18.00% |
| 5-year return | +22.53% | +40.95% |
| P/E ratio (TTM) | 11.79 | 12.27 |
| Forward P/E | 10.03 | 10.22 |
| EPS (TTM) | $5.03 | $1.63 |
| Dividend yield | 2.19% | 2.75% |
| Annual dividend | $1.30 | $0.55 |
| 52-week high | $68.73 | $22.34 |
| 52-week low | $51.18 | $15.00 |
| Distance from 52-week high | -13.75% | -10.50% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +19.77% | +20.38% |
| Average volume | 245.41K | 891.35K |
| Shares outstanding | 36.19M | 101.06M |
| Employees | 1,370 | 1,589 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FCF has outperformed EFSC by 15.8 percentage points over the past year.
About Enterprise Financial Services
EFSC stock →Enterprise Financial Services Corp operates as the financial holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers in Arizona, California, Florida, Kansas, Missouri, Nevada, New Mexico, and in the United States. It provides interest and non-interest-bearing demand, money markets accounts, savings, and certificates of deposit.
Finance · Major Banks · 1,370 employees
About First Commonwealth Financial
FCF stock →First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking products and services in the United States. The company's consumer services include internet, mobile, and telephone banking; an automated teller machine network; personal checking accounts, interest-earning checking accounts, savings and health savings accounts, insured money market accounts, debit cards, investment certificates, fixed and variable rate certificates of deposit, mortgage loans, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit cards, credit lines with overdraft checking protection, and IRA accounts.
Finance · Major Banks · 1,589 employees
EFSC vs FCF FAQ
Which is bigger, Enterprise Financial Services or First Commonwealth Financial?
Enterprise Financial Services (EFSC) is larger, with a market capitalization of $2.15B compared with $2.02B for First Commonwealth Financial (FCF).
Which stock has performed better over the past year, EFSC or FCF?
FCF returned +18.00% over the past 12 months, compared with +2.21% for EFSC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, EFSC or FCF?
EFSC has the lower trailing P/E at 11.8, versus 12.3 for FCF. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Enterprise Financial Services or First Commonwealth Financial?
First Commonwealth Financial has the higher yield at 2.75%, compared with 2.19% for Enterprise Financial Services.
Are Enterprise Financial Services and First Commonwealth Financial in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.