MetaCap

Eagle Financial Services (EFSI) vs FB Bancorp (FBLA)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

FB Bancorp (FBLA) has outperformed Eagle Financial Services (EFSI) over the past year, gaining 42.0% versus a gain of 22.5%. FB Bancorp is the larger company by market cap ($250.5 million vs $247.8 million), about 1.0 times the size. On valuation, Eagle Financial Services trades at a lower trailing P/E (13.2x vs 101.5x for FB Bancorp).

Eagle Financial Services pays a dividend yielding 2.71%, while FB Bancorp does not currently pay one.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

EFSI+22.53%FBLA+41.96%
+46%+15%-17%
Oct 7, 20251 yearOct 7, 2026
EFSI+38.12%FBLA+46.83%
+50%+17%-16%
Oct 21, 20245 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

EFSI versus FBLA key metrics
MetricEFSIFBLA
Share price$45.80$17.25
Market cap$247.82M$250.47M
1-day change+0.47%+0.76%
YTD return+14.52%+33.23%
1-year return+22.53%+41.96%
5-year return+35.25%—
P/E ratio (TTM)13.16101.47
Forward P/E13.63—
EPS (TTM)$3.48$0.17
Dividend yield2.71%0.00%
Annual dividend$1.24$0.00
52-week high$48.17$17.36
52-week low$31.44$11.66
Distance from 52-week high-4.93%-0.63%
Analyst consensushold—
Avg. price target upside-3.20%—
Average volume51.75K88.38K
Shares outstanding5.41M14.52M
Employees259210
SectorFinanceFinance
IndustryMajor BanksBanks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • FBLA has outperformed EFSI by 19.4 percentage points over the past year.
  • FB Bancorp trades at a higher earnings multiple (101.5x vs 13.2x trailing P/E).
  • Eagle Financial Services offers a meaningfully higher dividend yield (2.71% vs 0.00%).

About Eagle Financial Services

EFSI stock →

Eagle Financial Services, Inc. operates as the bank holding company for Bank of Clarke that provides various retail and commercial banking products and services in the United States.

Finance · Major Banks · 259 employees

About FB Bancorp

FBLA stock →

FB Bancorp, Inc. operates as the bank holding company for Fidelity Bank that provides various banking products and services primarily for individuals, businesses, and communities.

Finance · Banks · 210 employees

EFSI vs FBLA FAQ

Which is bigger, Eagle Financial Services or FB Bancorp?

FB Bancorp (FBLA) is larger, with a market capitalization of $250.47M compared with $247.82M for Eagle Financial Services (EFSI).

Which stock has performed better over the past year, EFSI or FBLA?

FBLA returned +41.96% over the past 12 months, compared with +22.53% for EFSI (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, EFSI or FBLA?

EFSI has the lower trailing P/E at 13.2, versus 101.5 for FBLA. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Eagle Financial Services or FB Bancorp?

Eagle Financial Services pays a dividend yielding 2.71%, while FB Bancorp does not currently pay a regular dividend.

Are Eagle Financial Services and FB Bancorp in the same industry?

Both are in the Finance sector, but in different industries: Major Banks for Eagle Financial Services and Banks for FB Bancorp.

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