CF Bankshares (CFBK) vs Eagle Financial Services (EFSI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
CF Bankshares (CFBK) has outperformed Eagle Financial Services (EFSI) over the past year, gaining 40.7% versus a gain of 22.5%. Over five years, CFBK leads with a +73.6% price change compared with +35.3% for EFSI. Eagle Financial Services is the larger company by market cap ($246.7 million vs $221.4 million), about 1.1 times the size.
On valuation, CF Bankshares trades at a lower forward P/E (8.1x vs 13.6x for Eagle Financial Services). Eagle Financial Services offers the higher dividend yield (2.72% vs 1.00%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | CFBK | EFSI |
|---|---|---|
| Share price | $34.11 | $45.58 |
| Market cap | $221.45M | $246.66M |
| 1-day change | -1.42% | -0.39% |
| YTD return | +36.71% | +14.52% |
| 1-year return | +40.66% | +22.53% |
| 5-year return | +73.59% | +35.25% |
| P/E ratio (TTM) | 11.89 | 13.14 |
| Forward P/E | 8.12 | 13.57 |
| EPS (TTM) | $2.87 | $3.47 |
| Dividend yield | 1.00% | 2.72% |
| Annual dividend | $0.34 | $1.24 |
| 52-week high | $38.11 | $48.17 |
| 52-week low | $22.10 | $31.44 |
| Distance from 52-week high | -10.50% | -5.38% |
| Average volume | 49.10K | 52.22K |
| Shares outstanding | 6.42M | 5.41M |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- CFBK has outperformed EFSI by 18.1 percentage points over the past year.
- Eagle Financial Services offers a meaningfully higher dividend yield (2.72% vs 1.00%).
CFBK vs EFSI FAQ
Which is bigger, CF Bankshares or Eagle Financial Services?
Eagle Financial Services (EFSI) is larger, with a market capitalization of $246.66M compared with $221.45M for CF Bankshares (CFBK).
Which stock has performed better over the past year, CFBK or EFSI?
CFBK returned +40.66% over the past 12 months, compared with +22.53% for EFSI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, CFBK or EFSI?
CFBK has the lower trailing P/E at 11.9, versus 13.1 for EFSI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, CF Bankshares or Eagle Financial Services?
Eagle Financial Services has the higher yield at 2.72%, compared with 1.00% for CF Bankshares.
Are CF Bankshares and Eagle Financial Services in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.