MetaCap

Eagle Financial Services (EFSI) vs Meridian (MRBK)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

Meridian (MRBK) has outperformed Eagle Financial Services (EFSI) over the past year, gaining 22.7% versus a gain of 22.5%. Over five years, EFSI leads with a +35.3% price change compared with +22.8% for MRBK. Eagle Financial Services is the larger company by market cap ($246.7 million vs $222.0 million), about 1.1 times the size.

On valuation, Meridian trades at a lower forward P/E (8.3x vs 13.6x for Eagle Financial Services). Meridian offers the higher dividend yield (2.93% vs 2.72%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

EFSI+22.53%MRBK+22.68%
+39%+11%-16%
Oct 7, 20251 yearOct 7, 2026
EFSI+35.05%MRBK+23.57%
+42%-3%-48%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

EFSI versus MRBK key metrics
MetricEFSIMRBK
Share price$45.58$18.61
Market cap$246.66M$222.00M
1-day change-0.39%-1.06%
YTD return+14.52%+5.86%
1-year return+22.53%+22.68%
5-year return+35.25%+22.84%
P/E ratio (TTM)13.1410.28
Forward P/E13.578.35
EPS (TTM)$3.47$1.81
Dividend yield2.72%2.93%
Annual dividend$1.24$0.545
52-week high$48.17$21.67
52-week low$31.44$13.81
Distance from 52-week high-5.38%-14.12%
Analyst consensusholdstrong_buy
Avg. price target upside-2.74%+23.59%
Average volume52.22K92.33K
Shares outstanding5.41M11.93M
Employees259327
SectorFinancial ServicesFinancial Services
IndustryBanks - RegionalBanks - Regional

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • Eagle Financial Services trades at a higher earnings multiple (13.1x vs 10.3x trailing P/E).

About Eagle Financial Services

EFSI stock →

Eagle Financial Services, Inc. operates as the bank holding company for Bank of Clarke that provides various retail and commercial banking products and services in the United States.

Financial Services · Banks - Regional · 259 employees

About Meridian

MRBK stock →

Meridian Corporation operates as the bank holding company for Meridian Bank that provides commercial banking products and services in Pennsylvania, New Jersey, Delaware, Maryland, and Florida. It provides various deposit products, such as demand non-interest and interest bearing, savings, and money market accounts, as well as time deposits.

Financial Services · Banks - Regional · 327 employees

EFSI vs MRBK FAQ

Which is bigger, Eagle Financial Services or Meridian?

Eagle Financial Services (EFSI) is larger, with a market capitalization of $246.66M compared with $222.00M for Meridian (MRBK).

Which stock has performed better over the past year, EFSI or MRBK?

MRBK returned +22.68% over the past 12 months, compared with +22.53% for EFSI (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, EFSI or MRBK?

MRBK has the lower trailing P/E at 10.3, versus 13.1 for EFSI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Eagle Financial Services or Meridian?

Meridian has the higher yield at 2.93%, compared with 2.72% for Eagle Financial Services.

Are Eagle Financial Services and Meridian in the same industry?

Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.

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