Essent Group (ESNT) vs Lemonade (LMND)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Essent Group (ESNT) has outperformed Lemonade (LMND) over the past year, gaining 6.7% versus a loss of 15.5%. Over five years, ESNT leads with a +29.5% price change compared with -28.3% for LMND. Essent Group is the larger company by market cap ($5.72 billion vs $3.63 billion), about 1.6 times the size, while Lemonade is growing revenue faster (+40.2% vs +1.5%).
Essent Group pays a dividend yielding 2.08%, while Lemonade does not currently pay one. Essent Group converts more of its revenue into profit, with a net margin of 54.7% versus -22.4%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ESNT | LMND |
|---|---|---|
| Share price | $63.59 | $46.91 |
| Market cap | $5.72B | $3.63B |
| 1-day change | +2.73% | +0.17% |
| YTD return | -2.18% | -34.10% |
| 1-year return | +6.68% | -15.48% |
| 5-year return | +29.48% | -28.33% |
| P/E ratio (TTM) | 8.87 | — |
| Forward P/E | 7.99 | — |
| EPS (TTM) | $7.17 | $-1.82 |
| Dividend yield | 2.08% | 0.00% |
| Annual dividend | $1.32 | $0.00 |
| Revenue (latest FY) | $1.26B | $737.90M |
| Revenue growth (YoY) | +1.45% | +40.15% |
| Net income (latest FY) | $689.97M | $-165.50M |
| Net margin | 54.72% | -22.43% |
| 52-week high | $70.37 | $99.90 |
| 52-week low | $55.34 | $43.28 |
| Distance from 52-week high | -9.63% | -53.04% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +17.72% | +24.58% |
| Average volume | 669.20K | 1.20M |
| Shares outstanding | 89.88M | 77.40M |
| Employees | 518 | 1,282 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- ESNT has outperformed LMND by 22.2 percentage points over the past year.
- Essent Group offers a meaningfully higher dividend yield (2.08% vs 0.00%).
- Essent Group is more profitable, keeping 54.7 cents of every revenue dollar as net income versus -22.4 cents for Lemonade.
- Lemonade grew revenue faster in its latest fiscal year (+40.15% vs +1.45%).
About Essent Group
ESNT stock →Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance, and title insurance and settlement services to mortgage lenders, borrowers, and investors in the United States. It operates through two segments, Mortgage Insurance and Reinsurance.
Finance · Property-Casualty Insurers · 518 employees
About Lemonade
LMND stock →Lemonade, Inc. provides various insurance products in the United States, Europe, and the United Kingdom.
Finance · Property-Casualty Insurers · 1,282 employees
ESNT vs LMND FAQ
Which is bigger, Essent Group or Lemonade?
Essent Group (ESNT) is larger, with a market capitalization of $5.72B compared with $3.63B for Lemonade (LMND).
Which stock has performed better over the past year, ESNT or LMND?
ESNT returned +6.68% over the past 12 months, compared with -15.48% for LMND (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, Essent Group or Lemonade?
Essent Group pays a dividend yielding 2.08%, while Lemonade does not currently pay a regular dividend.
Are Essent Group and Lemonade in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.