MetaCap

First Commonwealth Financial (FCF) vs Bancorp (TBBK)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

First Commonwealth Financial (FCF) has outperformed Bancorp (TBBK) over the past year, gaining 18.0% versus a loss of 37.0%. Over five years, TBBK leads with a +61.4% price change compared with +41.0% for FCF. First Commonwealth Financial is the larger company by market cap ($2.00 billion vs $1.98 billion), about 1.0 times the size.

On valuation, Bancorp trades at a lower forward P/E (6.1x vs 10.2x for First Commonwealth Financial). First Commonwealth Financial pays a dividend yielding 2.78%, while Bancorp does not currently pay one.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

FCF+18.00%TBBK-37.04%
+34%-3%-40%
Oct 7, 20251 yearOct 7, 2026
FCF+38.40%TBBK+57.39%
+168%+56%-55%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

FCF versus TBBK key metrics
MetricFCFTBBK
Share price$19.82$48.43
Market cap$2.00B$1.98B
1-day change-0.23%+0.62%
YTD return+17.79%-28.72%
1-year return+18.00%-37.04%
5-year return+40.95%+61.40%
P/E ratio (TTM)12.169.10
Forward P/E10.156.05
EPS (TTM)$1.63$5.32
Dividend yield2.78%0.00%
Annual dividend$0.55$0.00
52-week high$22.34$81.65
52-week low$15.00$47.01
Distance from 52-week high-11.30%-40.69%
Analyst consensusbuynone
Avg. price target upside+21.47%+66.57%
Average volume891.35K491.05K
Shares outstanding101.06M40.79M
Employees1,589733
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • FCF has outperformed TBBK by 55.0 percentage points over the past year.
  • First Commonwealth Financial trades at a higher earnings multiple (12.2x vs 9.1x trailing P/E).
  • First Commonwealth Financial offers a meaningfully higher dividend yield (2.78% vs 0.00%).

About First Commonwealth Financial

FCF stock →

First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking products and services in the United States. The company's consumer services include internet, mobile, and telephone banking; an automated teller machine network; personal checking accounts, interest-earning checking accounts, savings and health savings accounts, insured money market accounts, debit cards, investment certificates, fixed and variable rate certificates of deposit, mortgage loans, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit cards, credit lines with overdraft checking protection, and IRA accounts.

Finance · Major Banks · 1,589 employees

About Bancorp

TBBK stock →

The Bancorp, Inc. operates as the financial holding company for The Bancorp Bank, National Association that provides banking products and services in the United States.

Finance · Major Banks · 733 employees

FCF vs TBBK FAQ

Which is bigger, First Commonwealth Financial or Bancorp?

First Commonwealth Financial (FCF) is larger, with a market capitalization of $2.00B compared with $1.98B for Bancorp (TBBK).

Which stock has performed better over the past year, FCF or TBBK?

FCF returned +18.00% over the past 12 months, compared with -37.04% for TBBK (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, FCF or TBBK?

TBBK has the lower trailing P/E at 9.1, versus 12.2 for FCF. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, First Commonwealth Financial or Bancorp?

First Commonwealth Financial pays a dividend yielding 2.78%, while Bancorp does not currently pay a regular dividend.

Are First Commonwealth Financial and Bancorp in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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