First Commonwealth Financial (FCF) vs WaFd (WAFD)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
First Commonwealth Financial (FCF) has outperformed WaFd (WAFD) over the past year, gaining 18.0% versus a gain of 0.2%. Over five years, FCF leads with a +41.0% price change compared with -18.2% for WAFD. WaFd is the larger company by market cap ($2.20 billion vs $2.03 billion), about 1.1 times the size.
On valuation, WaFd trades at a lower forward P/E (8.5x vs 10.3x for First Commonwealth Financial). WaFd offers the higher dividend yield (3.60% vs 2.74%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FCF | WAFD |
|---|---|---|
| Share price | $20.06 | $29.74 |
| Market cap | $2.03B | $2.20B |
| 1-day change | +0.98% | +0.90% |
| YTD return | +17.79% | -7.99% |
| 1-year return | +18.00% | +0.24% |
| 5-year return | +40.95% | -18.18% |
| P/E ratio (TTM) | 12.30 | 9.38 |
| Forward P/E | 10.25 | 8.47 |
| EPS (TTM) | $1.63 | $3.17 |
| Dividend yield | 2.74% | 3.60% |
| Annual dividend | $0.55 | $1.07 |
| 52-week high | $22.34 | $39.49 |
| 52-week low | $15.00 | $26.31 |
| Distance from 52-week high | -10.23% | -24.70% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +20.02% | +16.02% |
| Average volume | 891.35K | 889.87K |
| Shares outstanding | 101.06M | 74.01M |
| Employees | 1,589 | 2,055 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FCF has outperformed WAFD by 17.8 percentage points over the past year.
- First Commonwealth Financial trades at a higher earnings multiple (12.3x vs 9.4x trailing P/E).
About First Commonwealth Financial
FCF stock →First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking products and services in the United States. The company's consumer services include internet, mobile, and telephone banking; an automated teller machine network; personal checking accounts, interest-earning checking accounts, savings and health savings accounts, insured money market accounts, debit cards, investment certificates, fixed and variable rate certificates of deposit, mortgage loans, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit cards, credit lines with overdraft checking protection, and IRA accounts.
Finance · Major Banks · 1,589 employees
About WaFd
WAFD stock →WaFd, Inc. operates as the bank holding company for Washington Federal Bank that provides lending, depository, insurance, and other banking services in the United States.
Finance · Major Banks · 2,055 employees
FCF vs WAFD FAQ
Which is bigger, First Commonwealth Financial or WaFd?
WaFd (WAFD) is larger, with a market capitalization of $2.20B compared with $2.03B for First Commonwealth Financial (FCF).
Which stock has performed better over the past year, FCF or WAFD?
FCF returned +18.00% over the past 12 months, compared with +0.24% for WAFD (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FCF or WAFD?
WAFD has the lower trailing P/E at 9.4, versus 12.3 for FCF. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First Commonwealth Financial or WaFd?
WaFd has the higher yield at 3.60%, compared with 2.74% for First Commonwealth Financial.
Are First Commonwealth Financial and WaFd in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.