Fifth District Bancorp (FDSB) vs Summit State Bank (SSBI)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Fifth District Bancorp (FDSB) has outperformed Summit State Bank (SSBI) over the past year, gaining 28.4% versus a gain of 5.5%. Fifth District Bancorp is the larger company by market cap ($91.9 million vs $85.7 million), about 1.1 times the size. On valuation, Summit State Bank trades at a lower trailing P/E (38.4x vs 51.6x for Fifth District Bancorp).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FDSB | SSBI |
|---|---|---|
| Share price | $17.56 | $12.66 |
| Market cap | $91.94M | $85.67M |
| 1-day change | +0.34% | 0.00% |
| YTD return | +17.07% | +8.86% |
| 1-year return | +28.36% | +5.50% |
| 5-year return | — | -25.57% |
| P/E ratio (TTM) | 51.65 | 38.36 |
| EPS (TTM) | $0.34 | $0.33 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| 52-week high | $18.69 | $14.00 |
| 52-week low | $13.00 | $10.35 |
| Distance from 52-week high | -6.06% | -9.57% |
| Average volume | 6.35K | 5.01K |
| Shares outstanding | 5.24M | 6.77M |
| Employees | 66 | 103 |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FDSB has outperformed SSBI by 22.9 percentage points over the past year.
- Fifth District Bancorp trades at a higher earnings multiple (51.6x vs 38.4x trailing P/E).
About Fifth District Bancorp
FDSB stock →Fifth District Bancorp, Inc. operates as the bank holding company for Fifth District Savings Bank that provides various banking products and services primarily in the United States.
Financial Services · Banks - Regional · 66 employees
About Summit State Bank
SSBI stock →Summit State Bank provides various banking products and services to individuals and businesses primarily in Sonoma County, California. It offers personal and business checking, money market, sweep, savings, and demand accounts; time certificates of deposit; and specialized deposit accounts, including professional, small business packaged, tiered, and retirement plan accounts.
Financial Services · Banks - Regional · 103 employees
FDSB vs SSBI FAQ
Which is bigger, Fifth District Bancorp or Summit State Bank?
Fifth District Bancorp (FDSB) is larger, with a market capitalization of $91.94M compared with $85.67M for Summit State Bank (SSBI).
Which stock has performed better over the past year, FDSB or SSBI?
FDSB returned +28.36% over the past 12 months, compared with +5.50% for SSBI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FDSB or SSBI?
SSBI has the lower trailing P/E at 38.4, versus 51.6 for FDSB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Are Fifth District Bancorp and Summit State Bank in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.