First Financial Bancorp. (FFBC) vs First Financial Bankshares (FFIN)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
First Financial Bancorp. (FFBC) has outperformed First Financial Bankshares (FFIN) over the past year, gaining 21.1% versus a loss of 5.9%. Over five years, FFBC leads with a +32.4% price change compared with -34.1% for FFIN. First Financial Bankshares is the larger company by market cap ($4.50 billion vs $3.28 billion), about 1.4 times the size, while First Financial Bancorp. is growing revenue faster (+18.3% vs +14.7%).
On valuation, First Financial Bancorp. trades at a lower forward P/E (8.8x vs 14.6x for First Financial Bankshares). First Financial Bancorp. offers the higher dividend yield (3.21% vs 2.51%). First Financial Bancorp. converts more of its revenue into profit, with a net margin of 319.4% versus 40.1%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FFBC | FFIN |
|---|---|---|
| Share price | $31.20 | $31.43 |
| Market cap | $3.28B | $4.50B |
| 1-day change | +1.07% | +0.13% |
| YTD return | +24.70% | +5.22% |
| 1-year return | +21.07% | -5.87% |
| 5-year return | +32.37% | -34.11% |
| P/E ratio (TTM) | 10.91 | 16.81 |
| Forward P/E | 8.82 | 14.55 |
| EPS (TTM) | $2.86 | $1.87 |
| Dividend yield | 3.21% | 2.51% |
| Annual dividend | $1.00 | $0.79 |
| Revenue (latest FY) | $80.02M | $631.60M |
| Revenue growth (YoY) | +18.30% | +14.68% |
| Net income (latest FY) | $255.60M | $253.58M |
| Net margin | 319.43% | 40.15% |
| 52-week high | $36.25 | $36.52 |
| 52-week low | $23.06 | $28.12 |
| Distance from 52-week high | -13.93% | -13.94% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +21.79% | +15.46% |
| Average volume | 916.72K | 754.55K |
| Shares outstanding | 105.17M | 143.33M |
| Employees | 2,371 | 1,500 |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FFBC has outperformed FFIN by 26.9 percentage points over the past year.
- First Financial Bankshares trades at a higher earnings multiple (16.8x vs 10.9x trailing P/E).
- First Financial Bancorp. is more profitable, keeping 319.4 cents of every revenue dollar as net income versus 40.1 cents for First Financial Bankshares.
About First Financial Bancorp.
FFBC stock →First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and banking-related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois.
Financial Services · Banks - Regional · 2,371 employees
About First Financial Bankshares
FFIN stock →First Financial Bankshares, Inc., through its subsidiaries, provides banking services in the United States. The company offers general commercial banking services, including checking, savings and time deposits, loans, automated teller machines, drive-in and night deposit services, safe deposit facilities, remote deposit capture, internet banking, mobile banking, payroll cards, funds transfer, and other customary commercial banking service, as well as securities brokerage services.
Financial Services · Banks - Regional · 1,500 employees
FFBC vs FFIN FAQ
Which is bigger, First Financial Bancorp. or First Financial Bankshares?
First Financial Bankshares (FFIN) is larger, with a market capitalization of $4.50B compared with $3.28B for First Financial Bancorp. (FFBC).
Which stock has performed better over the past year, FFBC or FFIN?
FFBC returned +21.07% over the past 12 months, compared with -5.87% for FFIN (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FFBC or FFIN?
FFBC has the lower trailing P/E at 10.9, versus 16.8 for FFIN. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First Financial Bancorp. or First Financial Bankshares?
First Financial Bancorp. has the higher yield at 3.21%, compared with 2.51% for First Financial Bankshares.
Are First Financial Bancorp. and First Financial Bankshares in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.