First Financial Bankshares (FFIN) vs Intercorp Financial Services (IFS)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Intercorp Financial Services (IFS) has outperformed First Financial Bankshares (FFIN) over the past year, gaining 30.1% versus a loss of 5.9%. Over five years, IFS leads with a +100.1% price change compared with -34.1% for FFIN. Intercorp Financial Services is the larger company by market cap ($5.85 billion vs $4.50 billion), about 1.3 times the size.
On valuation, Intercorp Financial Services trades at a lower forward P/E (8.0x vs 14.6x for First Financial Bankshares). Intercorp Financial Services offers the higher dividend yield (11.43% vs 2.51%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FFIN | IFS |
|---|---|---|
| Share price | $31.43 | $53.00 |
| Market cap | $4.50B | $5.85B |
| 1-day change | +0.13% | +1.34% |
| YTD return | +5.22% | +23.47% |
| 1-year return | -5.87% | +30.07% |
| 5-year return | -34.11% | +100.08% |
| P/E ratio (TTM) | 16.81 | 9.83 |
| Forward P/E | 14.55 | 8.05 |
| EPS (TTM) | $1.87 | $5.39 |
| Dividend yield | 2.51% | 11.43% |
| Annual dividend | $0.79 | $6.06 |
| Revenue (latest FY) | $631.60M | — |
| Revenue growth (YoY) | +14.68% | — |
| Net income (latest FY) | $253.58M | — |
| Net margin | 40.15% | — |
| 52-week high | $36.52 | $61.38 |
| 52-week low | $28.12 | $38.29 |
| Distance from 52-week high | -13.94% | -13.65% |
| Analyst consensus | hold | none |
| Avg. price target upside | +15.46% | +24.87% |
| Average volume | 754.55K | 226.94K |
| Shares outstanding | 143.33M | 110.40M |
| Employees | 1,500 | 9,229 |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- IFS has outperformed FFIN by 35.9 percentage points over the past year.
- First Financial Bankshares trades at a higher earnings multiple (16.8x vs 9.8x trailing P/E).
- Intercorp Financial Services offers a meaningfully higher dividend yield (11.43% vs 2.51%).
About First Financial Bankshares
FFIN stock →First Financial Bankshares, Inc., through its subsidiaries, provides banking services in the United States. The company offers general commercial banking services, including checking, savings and time deposits, loans, automated teller machines, drive-in and night deposit services, safe deposit facilities, remote deposit capture, internet banking, mobile banking, payroll cards, funds transfer, and other customary commercial banking service, as well as securities brokerage services.
Financial Services · Banks - Regional · 1,500 employees
About Intercorp Financial Services
IFS stock →Intercorp Financial Services Inc., together with its subsidiaries, provides banking, insurance, wealth management, and payment services for retail and commercial clients in Peru. The company offers loans, credit facilities, deposits, and current accounts; life annuity products with single payment and life insurance products, as well as other retail insurance products; and brokerage and investment management services.
Financial Services · Banks - Regional · 9,229 employees
FFIN vs IFS FAQ
Which is bigger, First Financial Bankshares or Intercorp Financial Services?
Intercorp Financial Services (IFS) is larger, with a market capitalization of $5.85B compared with $4.50B for First Financial Bankshares (FFIN).
Which stock has performed better over the past year, FFIN or IFS?
IFS returned +30.07% over the past 12 months, compared with -5.87% for FFIN (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FFIN or IFS?
IFS has the lower trailing P/E at 9.8, versus 16.8 for FFIN. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First Financial Bankshares or Intercorp Financial Services?
Intercorp Financial Services has the higher yield at 11.43%, compared with 2.51% for First Financial Bankshares.
Are First Financial Bankshares and Intercorp Financial Services in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.