First Financial Bancorp. (FFBC) vs Bank OZK (OZK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
First Financial Bancorp. (FFBC) has outperformed Bank OZK (OZK) over the past year, gaining 21.2% versus a loss of 13.8%. Over five years, FFBC leads with a +31.1% price change compared with +0.8% for OZK. Bank OZK is the larger company by market cap ($4.84 billion vs $3.25 billion), about 1.5 times the size.
On valuation, Bank OZK trades at a lower forward P/E (7.3x vs 8.7x for First Financial Bancorp.). Bank OZK offers the higher dividend yield (4.10% vs 3.24%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FFBC | OZK |
|---|---|---|
| Share price | $30.90 | $44.41 |
| Market cap | $3.25B | $4.84B |
| 1-day change | -0.96% | -1.00% |
| YTD return | +23.50% | -2.52% |
| 1-year return | +21.22% | -13.78% |
| 5-year return | +31.10% | +0.76% |
| P/E ratio (TTM) | 10.92 | 7.33 |
| Forward P/E | 8.73 | 7.33 |
| EPS (TTM) | $2.83 | $6.06 |
| Dividend yield | 3.24% | 4.10% |
| Annual dividend | $1.00 | $1.82 |
| Revenue (latest FY) | $80.02M | — |
| Revenue growth (YoY) | +18.30% | — |
| Net income (latest FY) | $255.60M | — |
| Net margin | 319.43% | — |
| 52-week high | $36.25 | $53.39 |
| 52-week low | $23.06 | $42.37 |
| Distance from 52-week high | -14.76% | -16.82% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +22.98% | +21.10% |
| Average volume | 916.72K | 1.23M |
| Shares outstanding | 105.17M | 109.04M |
| Employees | 2,371 | 3,286 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FFBC has outperformed OZK by 35.0 percentage points over the past year.
- First Financial Bancorp. trades at a higher earnings multiple (10.9x vs 7.3x trailing P/E).
About First Financial Bancorp.
FFBC stock →First Financial Bancorp. operates as the bank holding company for First Financial Bank that provides commercial banking and banking-related services to individuals and businesses in Ohio, Indiana, Kentucky, and Illinois.
Finance · Major Banks · 2,371 employees
About Bank OZK
OZK stock →Bank OZK operates as a full-service Arkansas state-chartered bank that provides retail and commercial banking services. The company provides deposit services, including non-interest-bearing checking, interest bearing transaction, business sweep, savings, money market, individual retirement, and other accounts, as well as time and reciprocal deposits.
Finance · Major Banks · 3,286 employees
FFBC vs OZK FAQ
Which is bigger, First Financial Bancorp. or Bank OZK?
Bank OZK (OZK) is larger, with a market capitalization of $4.84B compared with $3.25B for First Financial Bancorp. (FFBC).
Which stock has performed better over the past year, FFBC or OZK?
FFBC returned +21.22% over the past 12 months, compared with -13.78% for OZK (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FFBC or OZK?
OZK has the lower trailing P/E at 7.3, versus 10.9 for FFBC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First Financial Bancorp. or Bank OZK?
Bank OZK has the higher yield at 4.10%, compared with 3.24% for First Financial Bancorp..
Are First Financial Bancorp. and Bank OZK in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.