Seacoast Banking of Florida (SBCF) vs TowneBank (TOWN)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
TowneBank (TOWN) has outperformed Seacoast Banking of Florida (SBCF) over the past year, gaining 2.8% versus a gain of 0.5%. Over five years, TOWN leads with a +9.7% price change compared with -12.0% for SBCF. TowneBank is the larger company by market cap ($3.23 billion vs $3.09 billion), about 1.0 times the size.
On valuation, TowneBank trades at a lower forward P/E (9.8x vs 11.5x for Seacoast Banking of Florida). TowneBank offers the higher dividend yield (3.12% vs 2.35%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | SBCF | TOWN |
|---|---|---|
| Share price | $31.87 | $34.98 |
| Market cap | $3.09B | $3.23B |
| 1-day change | -1.70% | -1.21% |
| YTD return | +1.43% | +4.82% |
| 1-year return | +0.47% | +2.76% |
| 5-year return | -11.99% | +9.66% |
| P/E ratio (TTM) | 20.56 | 17.58 |
| Forward P/E | 11.51 | 9.77 |
| EPS (TTM) | $1.55 | $1.99 |
| Dividend yield | 2.35% | 3.12% |
| Annual dividend | $0.75 | $1.09 |
| Revenue (latest FY) | $652.63M | — |
| Revenue growth (YoY) | +26.63% | — |
| Net income (latest FY) | $144.88M | — |
| Net margin | 22.20% | — |
| 52-week high | $36.27 | $39.03 |
| 52-week low | $28.58 | $31.91 |
| Distance from 52-week high | -12.13% | -10.38% |
| Analyst consensus | hold | buy |
| Avg. price target upside | +16.22% | +14.35% |
| Average volume | 899.08K | 587.20K |
| Shares outstanding | 96.82M | 92.44M |
| Employees | 1,964 | 2,932 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
About Seacoast Banking of Florida
SBCF stock →Seacoast Banking Corporation of Florida operates as the bank holding company for Seacoast National Bank that provides integrated financial services to retail and commercial customers in Florida. The company offers noninterest and interest-bearing demand deposits, money market, savings, and customer sweep accounts; time deposits; construction and land development, commercial and residential real estate, and commercial and financial loans; and consumer loans, including installment and revolving lines, as well as loans for automobiles, boats, and personal and family purposes.
Finance · Major Banks · 1,964 employees
About TowneBank
TOWN stock →TowneBank provides retail and commercial banking services for individuals, commercial enterprises, and professionals in the United States. It operates through four segments: Banking, Mortgage, Resort Vacation Management, and Insurance.
Finance · Major Banks · 2,932 employees
SBCF vs TOWN FAQ
Which is bigger, Seacoast Banking of Florida or TowneBank?
TowneBank (TOWN) is larger, with a market capitalization of $3.23B compared with $3.09B for Seacoast Banking of Florida (SBCF).
Which stock has performed better over the past year, SBCF or TOWN?
TOWN returned +2.76% over the past 12 months, compared with +0.47% for SBCF (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, SBCF or TOWN?
TOWN has the lower trailing P/E at 17.6, versus 20.6 for SBCF. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Seacoast Banking of Florida or TowneBank?
TowneBank has the higher yield at 3.12%, compared with 2.35% for Seacoast Banking of Florida.
Are Seacoast Banking of Florida and TowneBank in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.