Seacoast Banking of Florida (SBCF) vs Simmons First National (SFNC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Simmons First National (SFNC) has outperformed Seacoast Banking of Florida (SBCF) over the past year, gaining 14.5% versus a gain of 0.5%. Over five years, SBCF leads with a -12.0% price change compared with -27.0% for SFNC. Simmons First National is the larger company by market cap ($3.21 billion vs $3.09 billion), about 1.0 times the size, while Seacoast Banking of Florida is growing revenue faster (+26.6% vs -86.7%).
On valuation, Simmons First National trades at a lower forward P/E (9.6x vs 11.5x for Seacoast Banking of Florida). Simmons First National offers the higher dividend yield (3.85% vs 2.35%). Seacoast Banking of Florida converts more of its revenue into profit, with a net margin of 22.2% versus -385.1%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | SBCF | SFNC |
|---|---|---|
| Share price | $31.87 | $22.21 |
| Market cap | $3.09B | $3.21B |
| 1-day change | -1.70% | -1.68% |
| YTD return | +1.43% | +17.82% |
| 1-year return | +0.47% | +14.54% |
| 5-year return | -11.99% | -27.01% |
| P/E ratio (TTM) | 20.56 | — |
| Forward P/E | 11.51 | 9.56 |
| EPS (TTM) | $1.55 | $-2.40 |
| Dividend yield | 2.35% | 3.85% |
| Annual dividend | $0.75 | $0.855 |
| Revenue (latest FY) | $652.63M | $103.23M |
| Revenue growth (YoY) | +26.63% | -86.69% |
| Net income (latest FY) | $144.88M | $-397.55M |
| Net margin | 22.20% | -385.10% |
| 52-week high | $36.27 | $24.32 |
| 52-week low | $28.58 | $17.00 |
| Distance from 52-week high | -12.13% | -8.68% |
| Analyst consensus | hold | buy |
| Avg. price target upside | +16.22% | +16.75% |
| Average volume | 899.08K | 1.39M |
| Shares outstanding | 96.82M | 144.51M |
| Employees | 1,964 | 2,909 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- SFNC has outperformed SBCF by 14.1 percentage points over the past year.
- Simmons First National offers a meaningfully higher dividend yield (3.85% vs 2.35%).
- Seacoast Banking of Florida is more profitable, keeping 22.2 cents of every revenue dollar as net income versus -385.1 cents for Simmons First National.
- Seacoast Banking of Florida grew revenue faster in its latest fiscal year (+26.63% vs -86.69%).
About Seacoast Banking of Florida
SBCF stock →Seacoast Banking Corporation of Florida operates as the bank holding company for Seacoast National Bank that provides integrated financial services to retail and commercial customers in Florida. The company offers noninterest and interest-bearing demand deposits, money market, savings, and customer sweep accounts; time deposits; construction and land development, commercial and residential real estate, and commercial and financial loans; and consumer loans, including installment and revolving lines, as well as loans for automobiles, boats, and personal and family purposes.
Finance · Major Banks · 1,964 employees
About Simmons First National
SFNC stock →Simmons First National Corporation operates as the bank holding company for Simmons Bank that provides banking and other financial products and services to individuals and businesses. The company offers deposits, checking, and savings accounts; loan products, such as consumer, real estate, commercial, agricultural, equipment, warehouse lending, and SBA lending; specialized products and services, including credit cards, trust and fiduciary services, investments, and insurance; and treasury management services.
Finance · Major Banks · 2,909 employees
SBCF vs SFNC FAQ
Which is bigger, Seacoast Banking of Florida or Simmons First National?
Simmons First National (SFNC) is larger, with a market capitalization of $3.21B compared with $3.09B for Seacoast Banking of Florida (SBCF).
Which stock has performed better over the past year, SBCF or SFNC?
SFNC returned +14.54% over the past 12 months, compared with +0.47% for SBCF (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, Seacoast Banking of Florida or Simmons First National?
Simmons First National has the higher yield at 3.85%, compared with 2.35% for Seacoast Banking of Florida.
Are Seacoast Banking of Florida and Simmons First National in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.