FinVolution Group (FINV) vs Lufax (LU)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
FinVolution Group (FINV) has outperformed Lufax (LU) over the past year, losing 58.7% versus a loss of 73.9%. Over five years, FINV leads with a -48.6% price change compared with -96.2% for LU. Lufax is the larger company by market cap ($822.6 million vs $716.5 million), about 1.1 times the size.
On valuation, FinVolution Group trades at a lower forward P/E (3.9x vs 4.9x for Lufax).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FINV | LU |
|---|---|---|
| Share price | $3.04 | $0.9491 |
| Market cap | $716.55M | $822.57M |
| 1-day change | +3.58% | -3.29% |
| YTD return | -43.98% | -60.55% |
| 1-year return | -58.67% | -73.90% |
| 5-year return | -48.60% | -96.19% |
| P/E ratio (TTM) | 2.86 | — |
| Forward P/E | 3.91 | 4.93 |
| EPS (TTM) | $1.06 | $-0.37 |
| Dividend yield | 10.44% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| 52-week high | $7.26 | $4.03 |
| 52-week low | $2.89 | $0.945 |
| Distance from 52-week high | -58.20% | -76.45% |
| Analyst consensus | strong_buy | buy |
| Avg. price target upside | +83.86% | +162.35% |
| Average volume | 829.66K | 1.15M |
| Shares outstanding | 122.75M | 866.69M |
| Employees | 3,869 | 29,136 |
| Sector | Finance | Finance |
| Industry | Finance: Consumer Services | Finance: Consumer Services |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FINV has outperformed LU by 15.2 percentage points over the past year.
- FinVolution Group offers a meaningfully higher dividend yield (10.44% vs 0.00%).
About FinVolution Group
FINV stock →FinVolution Group, an investment holding company, operates in the online consumer finance industry in the People's Republic of China, Indonesia, Philippines, and internationally. It operates an online consumer finance platform through its ppdai.com and PPDai mobile application; AdaKami, an online loan platform; and JuanHand for lending and other personalized financial services.
Finance · Finance: Consumer Services · 3,869 employees
About Lufax
LU stock →Lufax Holding Ltd engages in the retail credit and enablement business to borrowers and institutions in the People's Republic of China. It offers loan products, including general unsecured loans and secured loans, as well as consumer finance loans.
Finance · Finance: Consumer Services · 29,136 employees
FINV vs LU FAQ
Which is bigger, FinVolution Group or Lufax?
Lufax (LU) is larger, with a market capitalization of $822.57M compared with $716.55M for FinVolution Group (FINV).
Which stock has performed better over the past year, FINV or LU?
FINV returned -58.67% over the past 12 months, compared with -73.90% for LU (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, FinVolution Group or Lufax?
FinVolution Group pays a dividend yielding 10.44%, while Lufax does not currently pay a regular dividend.
Are FinVolution Group and Lufax in the same industry?
Yes. Both are classified in the Finance: Consumer Services industry within the Finance sector.