Financial Institutions (FISI) vs Orrstown Financial Services (ORRF)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Financial Institutions (FISI) has outperformed Orrstown Financial Services (ORRF) over the past year, gaining 41.6% versus a gain of 21.1%. Over five years, ORRF leads with a +70.9% price change compared with +22.4% for FISI. Orrstown Financial Services is the larger company by market cap ($802.9 million vs $762.8 million), about 1.1 times the size.
On valuation, Financial Institutions trades at a lower forward P/E (9.0x vs 9.3x for Orrstown Financial Services). Financial Institutions offers the higher dividend yield (3.25% vs 2.79%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FISI | ORRF |
|---|---|---|
| Share price | $38.71 | $40.82 |
| Market cap | $762.83M | $802.91M |
| 1-day change | -1.45% | -1.23% |
| YTD return | +24.19% | +15.25% |
| 1-year return | +41.59% | +21.09% |
| 5-year return | +22.38% | +70.94% |
| P/E ratio (TTM) | 9.75 | 9.26 |
| Forward P/E | 9.00 | 9.28 |
| EPS (TTM) | $3.97 | $4.41 |
| Dividend yield | 3.25% | 2.79% |
| Annual dividend | $1.26 | $1.14 |
| 52-week high | $42.97 | $43.81 |
| 52-week low | $25.61 | $31.87 |
| Distance from 52-week high | -9.91% | -6.82% |
| Average volume | 144.84K | 104.22K |
| Shares outstanding | 19.71M | 19.67M |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FISI has outperformed ORRF by 20.5 percentage points over the past year.
FISI vs ORRF FAQ
Which is bigger, Financial Institutions or Orrstown Financial Services?
Orrstown Financial Services (ORRF) is larger, with a market capitalization of $802.91M compared with $762.83M for Financial Institutions (FISI).
Which stock has performed better over the past year, FISI or ORRF?
FISI returned +41.59% over the past 12 months, compared with +21.09% for ORRF (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FISI or ORRF?
ORRF has the lower trailing P/E at 9.3, versus 9.8 for FISI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Financial Institutions or Orrstown Financial Services?
Financial Institutions has the higher yield at 3.25%, compared with 2.79% for Orrstown Financial Services.
Are Financial Institutions and Orrstown Financial Services in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.