Third Coast Bancshares (TCBX) vs VersaBank (VBNK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
VersaBank (VBNK) has outperformed Third Coast Bancshares (TCBX) over the past year, gaining 78.8% versus a gain of 7.6%. VersaBank is the larger company by market cap ($709.3 million vs $695.7 million), about 1.0 times the size. On valuation, Third Coast Bancshares trades at a lower forward P/E (9.8x vs 11.1x for VersaBank).
VersaBank pays a dividend yielding 0.11%, while Third Coast Bancshares does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | TCBX | VBNK |
|---|---|---|
| Share price | $41.77 | $21.88 |
| Market cap | $695.68M | $709.33M |
| 1-day change | +1.21% | -0.09% |
| YTD return | +9.89% | +46.06% |
| 1-year return | +7.63% | +78.76% |
| 5-year return | — | +86.05% |
| P/E ratio (TTM) | 10.26 | 29.17 |
| Forward P/E | 9.75 | 11.15 |
| EPS (TTM) | $4.07 | $0.75 |
| Dividend yield | 0.00% | 0.11% |
| Annual dividend | $0.00 | $0.025 |
| 52-week high | $46.36 | $25.05 |
| 52-week low | $35.73 | $11.25 |
| Distance from 52-week high | -9.89% | -12.65% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +15.25% | +16.54% |
| Average volume | 109.19K | 124.22K |
| Shares outstanding | 16.65M | 32.42M |
| Employees | 477 | 131 |
| Sector | Financial Services | Financial Services |
| Industry | Banks - Regional | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- VBNK has outperformed TCBX by 71.1 percentage points over the past year.
- VersaBank trades at a higher earnings multiple (29.2x vs 10.3x trailing P/E).
About Third Coast Bancshares
TCBX stock →Third Coast Bancshares, Inc. operates as the bank holding company for Third Coast Bank that provides various commercial banking solutions to small and medium-sized businesses and professionals in Texas, the United States.
Financial Services · Banks - Regional · 477 employees
About VersaBank
VBNK stock →VersaBank provides various banking products and services in Canada and the United States. The company operates through four segments: Digital Banking Canada, Digital Banking USA, DRTC (Cybersecurity), and Digital Meteor.
Financial Services · Banks - Regional · 131 employees
TCBX vs VBNK FAQ
Which is bigger, Third Coast Bancshares or VersaBank?
VersaBank (VBNK) is larger, with a market capitalization of $709.33M compared with $695.68M for Third Coast Bancshares (TCBX).
Which stock has performed better over the past year, TCBX or VBNK?
VBNK returned +78.76% over the past 12 months, compared with +7.63% for TCBX (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, TCBX or VBNK?
TCBX has the lower trailing P/E at 10.3, versus 29.2 for VBNK. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Third Coast Bancshares or VersaBank?
VersaBank pays a dividend yielding 0.11%, while Third Coast Bancshares does not currently pay a regular dividend.
Are Third Coast Bancshares and VersaBank in the same industry?
Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.