Flagstar Bank N.A. (FLG) vs Home Bancorp (HBCP)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Home Bancorp (HBCP) has outperformed Flagstar Bank N.A. (FLG) over the past year, gaining 22.5% versus a loss of 5.1%. Over five years, HBCP leads with a +68.9% price change compared with -72.7% for FLG. Flagstar Bank N.A. is the larger company by market cap ($4.71 billion vs $525.0 million), about 9.0 times the size.
On valuation, Flagstar Bank N.A. trades at a lower forward P/E (8.7x vs 10.5x for Home Bancorp). Home Bancorp offers the higher dividend yield (1.83% vs 0.35%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FLG | HBCP |
|---|---|---|
| Share price | $11.35 | $66.70 |
| Market cap | $4.71B | $524.98M |
| 1-day change | +0.44% | +0.91% |
| YTD return | -9.85% | +15.40% |
| 1-year return | -5.10% | +22.50% |
| 5-year return | -72.68% | +68.86% |
| P/E ratio (TTM) | 378.33 | 11.15 |
| Forward P/E | 8.71 | 10.55 |
| EPS (TTM) | $0.03 | $5.98 |
| Dividend yield | 0.35% | 1.83% |
| Annual dividend | $0.04 | $1.22 |
| Revenue (latest FY) | $2.06B | — |
| Revenue growth (YoY) | -19.20% | — |
| Net income (latest FY) | $-177.00M | — |
| Net margin | -8.58% | — |
| 52-week high | $15.44 | $74.50 |
| 52-week low | $10.57 | $50.54 |
| Distance from 52-week high | -26.49% | -10.47% |
| Analyst consensus | buy | none |
| Avg. price target upside | +38.85% | +9.45% |
| Average volume | 4.55M | 85.19K |
| Shares outstanding | 415.09M | 7.87M |
| Employees | 5,631 | 486 |
| Sector | Finance | Financial Services |
| Industry | Banks | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Flagstar Bank N.A. is about 9.0 times larger than Home Bancorp by market value ($4.71B vs $524.98M).
- HBCP has outperformed FLG by 27.6 percentage points over the past year.
- Flagstar Bank N.A. trades at a higher earnings multiple (378.3x vs 11.2x trailing P/E).
- Home Bancorp offers a meaningfully higher dividend yield (1.83% vs 0.35%).
- The two companies sit in different sectors: Flagstar Bank N.A. in Finance and Home Bancorp in Financial Services.
About Flagstar Bank N.A.
FLG stock →Flagstar Bank, National Association provides banking products and services in the United States. The company's deposit products include interest-bearing checking and money market, savings, and non-interest-bearing accounts, as well as certificates of deposit.
Finance · Banks · 5,631 employees
About Home Bancorp
HBCP stock →Home Bancorp, Inc. operates as the bank holding company for Home Bank, National Association that provides various banking products and services for individuals and businesses in Louisiana, Mississippi, and Texas, the United States.
Financial Services · Banks - Regional · 486 employees
FLG vs HBCP FAQ
Which is bigger, Flagstar Bank N.A. or Home Bancorp?
Flagstar Bank N.A. (FLG) is larger, with a market capitalization of $4.71B compared with $524.98M for Home Bancorp (HBCP).
Which stock has performed better over the past year, FLG or HBCP?
HBCP returned +22.50% over the past 12 months, compared with -5.10% for FLG (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FLG or HBCP?
HBCP has the lower trailing P/E at 11.2, versus 378.3 for FLG. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Flagstar Bank N.A. or Home Bancorp?
Home Bancorp has the higher yield at 1.83%, compared with 0.35% for Flagstar Bank N.A..
Are Flagstar Bank N.A. and Home Bancorp in the same industry?
No. Flagstar Bank N.A. is in the Finance sector, while Home Bancorp is in Financial Services.