MetaCap

Flagstar Bank N.A. (FLG) vs Greene County Bancorp (GCBC)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

Greene County Bancorp (GCBC) has outperformed Flagstar Bank N.A. (FLG) over the past year, gaining 54.0% versus a loss of 6.4%. Over five years, GCBC leads with a +103.5% price change compared with -72.8% for FLG. Flagstar Bank N.A. is the larger company by market cap ($4.71 billion vs $584.7 million), about 8.1 times the size.

On valuation, Greene County Bancorp trades at a lower trailing P/E (14.2x vs 378.3x for Flagstar Bank N.A.). Greene County Bancorp offers the higher dividend yield (1.19% vs 0.35%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

FLG-6.38%GCBC+53.99%
+66%+26%-15%
Oct 7, 20251 yearOct 7, 2026
FLG-72.45%GCBC+102.49%
+134%+22%-89%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

FLG versus GCBC key metrics
MetricFLGGCBC
Share price$11.35$34.34
Market cap$4.71B$584.66M
1-day change+0.44%+0.50%
YTD return-10.25%+53.71%
1-year return-6.38%+53.99%
5-year return-72.80%+103.51%
P/E ratio (TTM)378.3314.25
Forward P/E8.71—
EPS (TTM)$0.03$2.41
Dividend yield0.35%1.19%
Annual dividend$0.04$0.41
Revenue (latest FY)$2.06B—
Revenue growth (YoY)-19.20%—
Net income (latest FY)$-177.00M—
Net margin-8.58%—
52-week high$15.44$36.33
52-week low$10.57$21.25
Distance from 52-week high-26.49%-5.48%
Analyst consensusbuy—
Avg. price target upside+38.85%—
Average volume4.55M34.33K
Shares outstanding415.09M17.03M
Employees5,631203
SectorFinanceFinance
IndustryBanksBanks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • Flagstar Bank N.A. is about 8.1 times larger than Greene County Bancorp by market value ($4.71B vs $584.66M).
  • GCBC has outperformed FLG by 60.4 percentage points over the past year.
  • Flagstar Bank N.A. trades at a higher earnings multiple (378.3x vs 14.2x trailing P/E).

About Flagstar Bank N.A.

FLG stock →

Flagstar Bank, National Association provides banking products and services in the United States. The company's deposit products include interest-bearing checking and money market, savings, and non-interest-bearing accounts, as well as certificates of deposit.

Finance · Banks · 5,631 employees

About Greene County Bancorp

GCBC stock →

Greene County Bancorp, Inc. operates as a holding company for The Bank of Greene County that provides various financial services in the United States.

Finance · Banks · 203 employees

FLG vs GCBC FAQ

Which is bigger, Flagstar Bank N.A. or Greene County Bancorp?

Flagstar Bank N.A. (FLG) is larger, with a market capitalization of $4.71B compared with $584.66M for Greene County Bancorp (GCBC).

Which stock has performed better over the past year, FLG or GCBC?

GCBC returned +53.99% over the past 12 months, compared with -6.38% for FLG (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, FLG or GCBC?

GCBC has the lower trailing P/E at 14.2, versus 378.3 for FLG. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Flagstar Bank N.A. or Greene County Bancorp?

Greene County Bancorp has the higher yield at 1.19%, compared with 0.35% for Flagstar Bank N.A..

Are Flagstar Bank N.A. and Greene County Bancorp in the same industry?

Yes. Both are classified in the Banks industry within the Finance sector.

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