MetaCap

Civista Bancshares (CIVB) vs Home Bancorp (HBCP)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

Civista Bancshares (CIVB) has outperformed Home Bancorp (HBCP) over the past year, gaining 27.3% versus a gain of 22.1%. Over five years, HBCP leads with a +66.3% price change compared with +4.4% for CIVB. Civista Bancshares is the larger company by market cap ($549.2 million vs $516.9 million), about 1.1 times the size.

On valuation, Civista Bancshares trades at a lower forward P/E (9.1x vs 10.4x for Home Bancorp). Civista Bancshares offers the higher dividend yield (2.65% vs 1.86%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

CIVB+27.34%HBCP+22.09%
+44%+18%-7%
Oct 9, 20251 yearOct 9, 2026
CIVB+5.64%HBCP+64.83%
+87%+18%-51%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

CIVB versus HBCP key metrics
MetricCIVBHBCP
Share price$26.41$65.67
Market cap$549.18M$516.87M
1-day change-1.97%-1.54%
YTD return+18.86%+13.62%
1-year return+27.34%+22.09%
5-year return+4.39%+66.25%
P/E ratio (TTM)9.8210.98
Forward P/E9.0610.38
EPS (TTM)$2.69$5.98
Dividend yield2.65%1.86%
Annual dividend$0.70$1.22
52-week high$29.97$74.50
52-week low$19.82$50.54
Distance from 52-week high-11.88%-11.85%
Analyst consensusbuynone
Avg. price target upside+17.08%+11.16%
Average volume139.60K84.59K
Shares outstanding20.79M7.87M
Employees548486
SectorFinanceFinance
IndustryMajor BanksBanks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

About Civista Bancshares

CIVB stock →

Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides banking services in the United States.

Finance · Major Banks · 548 employees

About Home Bancorp

HBCP stock →

Home Bancorp, Inc. operates as the bank holding company for Home Bank, National Association that provides various banking products and services for individuals and businesses in Louisiana, Mississippi, and Texas, the United States.

Finance · Banks · 486 employees

CIVB vs HBCP FAQ

Which is bigger, Civista Bancshares or Home Bancorp?

Civista Bancshares (CIVB) is larger, with a market capitalization of $549.18M compared with $516.87M for Home Bancorp (HBCP).

Which stock has performed better over the past year, CIVB or HBCP?

CIVB returned +27.34% over the past 12 months, compared with +22.09% for HBCP (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, CIVB or HBCP?

CIVB has the lower trailing P/E at 9.8, versus 11.0 for HBCP. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Civista Bancshares or Home Bancorp?

Civista Bancshares has the higher yield at 2.65%, compared with 1.86% for Home Bancorp.

Are Civista Bancshares and Home Bancorp in the same industry?

Both are in the Finance sector, but in different industries: Major Banks for Civista Bancshares and Banks for Home Bancorp.

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