MetaCap

Flagstar Bank N.A. (FLG) vs Winchester Bancorp (WSBK)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

Winchester Bancorp (WSBK) has outperformed Flagstar Bank N.A. (FLG) over the past year, gaining 33.4% versus a loss of 6.4%. Flagstar Bank N.A. is the larger company by market cap ($4.71 billion vs $115.6 million), about 40.8 times the size. On valuation, Winchester Bancorp trades at a lower trailing P/E (26.3x vs 378.3x for Flagstar Bank N.A.).

Flagstar Bank N.A. pays a dividend yielding 0.35%, while Winchester Bancorp does not currently pay one.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

FLG-6.38%WSBK+33.40%
+39%+13%-14%
Oct 7, 20251 yearOct 7, 2026
FLG-6.22%WSBK+39.14%
+45%+16%-13%
Apr 28, 20255 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

FLG versus WSBK key metrics
MetricFLGWSBK
Share price$11.35$12.90
Market cap$4.71B$115.59M
1-day change+0.44%-0.31%
YTD return-10.25%+23.83%
1-year return-6.38%+33.40%
5-year return-72.80%—
P/E ratio (TTM)378.3326.33
Forward P/E8.71—
EPS (TTM)$0.03$0.49
Dividend yield0.35%0.00%
Annual dividend$0.04$0.00
Revenue (latest FY)$2.06B—
Revenue growth (YoY)-19.20%—
Net income (latest FY)$-177.00M—
Net margin-8.58%—
52-week high$15.44$13.39
52-week low$10.57$9.46
Distance from 52-week high-26.49%-3.62%
Analyst consensusbuy—
Avg. price target upside+38.85%—
Average volume4.55M7.44K
Shares outstanding415.09M8.96M
Employees5,631—
SectorFinanceFinance
IndustryBanksBanks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • Flagstar Bank N.A. is about 40.8 times larger than Winchester Bancorp by market value ($4.71B vs $115.59M).
  • WSBK has outperformed FLG by 39.8 percentage points over the past year.
  • Flagstar Bank N.A. trades at a higher earnings multiple (378.3x vs 26.3x trailing P/E).

About Flagstar Bank N.A.

FLG stock →

Flagstar Bank, National Association provides banking products and services in the United States. The company's deposit products include interest-bearing checking and money market, savings, and non-interest-bearing accounts, as well as certificates of deposit.

Finance · Banks · 5,631 employees

FLG vs WSBK FAQ

Which is bigger, Flagstar Bank N.A. or Winchester Bancorp?

Flagstar Bank N.A. (FLG) is larger, with a market capitalization of $4.71B compared with $115.59M for Winchester Bancorp (WSBK).

Which stock has performed better over the past year, FLG or WSBK?

WSBK returned +33.40% over the past 12 months, compared with -6.38% for FLG (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, FLG or WSBK?

WSBK has the lower trailing P/E at 26.3, versus 378.3 for FLG. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Flagstar Bank N.A. or Winchester Bancorp?

Flagstar Bank N.A. pays a dividend yielding 0.35%, while Winchester Bancorp does not currently pay a regular dividend.

Are Flagstar Bank N.A. and Winchester Bancorp in the same industry?

Yes. Both are classified in the Banks industry within the Finance sector.

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