Farmers National Banc (FMNB) vs TrustCo Bank NY (TRST)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
TrustCo Bank NY (TRST) has outperformed Farmers National Banc (FMNB) over the past year, gaining 47.6% versus a gain of 6.1%. Over five years, TRST leads with a +66.5% price change compared with -10.4% for FMNB. TrustCo Bank NY is the larger company by market cap ($923.9 million vs $892.3 million), about 1.0 times the size.
On valuation, Farmers National Banc trades at a lower forward P/E (8.6x vs 18.9x for TrustCo Bank NY). Farmers National Banc offers the higher dividend yield (4.52% vs 2.80%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FMNB | TRST |
|---|---|---|
| Share price | $15.06 | $54.26 |
| Market cap | $892.27M | $923.93M |
| 1-day change | -1.15% | -1.58% |
| YTD return | +13.06% | +31.28% |
| 1-year return | +6.06% | +47.65% |
| 5-year return | -10.36% | +66.54% |
| P/E ratio (TTM) | 10.18 | 15.11 |
| Forward P/E | 8.56 | 18.91 |
| EPS (TTM) | $1.48 | $3.59 |
| Dividend yield | 4.52% | 2.80% |
| Annual dividend | $0.68 | $1.52 |
| 52-week high | $16.46 | $59.28 |
| 52-week low | $12.12 | $34.31 |
| Distance from 52-week high | -8.51% | -8.47% |
| Average volume | 392.31K | 132.46K |
| Shares outstanding | 59.25M | 17.03M |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- TRST has outperformed FMNB by 41.6 percentage points over the past year.
- TrustCo Bank NY trades at a higher earnings multiple (15.1x vs 10.2x trailing P/E).
- Farmers National Banc offers a meaningfully higher dividend yield (4.52% vs 2.80%).
FMNB vs TRST FAQ
Which is bigger, Farmers National Banc or TrustCo Bank NY?
TrustCo Bank NY (TRST) is larger, with a market capitalization of $923.93M compared with $892.27M for Farmers National Banc (FMNB).
Which stock has performed better over the past year, FMNB or TRST?
TRST returned +47.65% over the past 12 months, compared with +6.06% for FMNB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FMNB or TRST?
FMNB has the lower trailing P/E at 10.2, versus 15.1 for TRST. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Farmers National Banc or TrustCo Bank NY?
Farmers National Banc has the higher yield at 4.52%, compared with 2.80% for TrustCo Bank NY.
Are Farmers National Banc and TrustCo Bank NY in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.