Fidelity National Financial (FNF) vs Hagerty (HGTY)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Hagerty (HGTY) has outperformed Fidelity National Financial (FNF) over the past year, gaining 17.3% versus a loss of 27.2%. Over five years, HGTY leads with a +41.4% price change compared with -12.7% for FNF. Fidelity National Financial is the larger company by market cap ($10.67 billion vs $4.88 billion), about 2.2 times the size, while Hagerty is growing revenue faster (+17.3% vs +5.6%).
On valuation, Fidelity National Financial trades at a lower forward P/E (7.2x vs 24.3x for Hagerty). Fidelity National Financial pays a dividend yielding 5.18%, while Hagerty does not currently pay one. Hagerty converts more of its revenue into profit, with a net margin of 10.2% versus 4.2%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FNF | HGTY |
|---|---|---|
| Share price | $39.77 | $14.20 |
| Market cap | $10.67B | $4.88B |
| 1-day change | +1.92% | +1.94% |
| YTD return | -27.15% | +5.65% |
| 1-year return | -27.23% | +17.26% |
| 5-year return | -12.68% | +41.43% |
| P/E ratio (TTM) | 13.81 | 129.09 |
| Forward P/E | 7.20 | 24.26 |
| EPS (TTM) | $2.88 | $0.11 |
| Dividend yield | 5.18% | 0.00% |
| Annual dividend | $2.06 | $0.00 |
| Revenue (latest FY) | $14.45B | $1.46B |
| Revenue growth (YoY) | +5.58% | +17.31% |
| Net income (latest FY) | $602.00M | $149.22M |
| Net margin | 4.17% | 10.25% |
| 52-week high | $58.41 | $14.26 |
| 52-week low | $37.88 | $9.36 |
| Distance from 52-week high | -31.91% | -0.42% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +45.34% | +2.11% |
| Average volume | 2.10M | 343.93K |
| Shares outstanding | 268.19M | 111.32M |
| Employees | 24,535 | 1,891 |
| Sector | Finance | Finance |
| Industry | Specialty Insurers | Specialty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Fidelity National Financial is about 2.2 times larger than Hagerty by market value ($10.67B vs $4.88B).
- HGTY has outperformed FNF by 44.5 percentage points over the past year.
- Hagerty trades at a higher earnings multiple (129.1x vs 13.8x trailing P/E).
- Fidelity National Financial offers a meaningfully higher dividend yield (5.18% vs 0.00%).
- Hagerty is more profitable, keeping 10.2 cents of every revenue dollar as net income versus 4.2 cents for Fidelity National Financial.
- Hagerty grew revenue faster in its latest fiscal year (+17.31% vs +5.58%).
About Fidelity National Financial
FNF stock →Fidelity National Financial, Inc., together with its subsidiaries, provides various insurance products in the United States. It operates through Title, F&G, and Corporate and Other segments.
Finance · Specialty Insurers · 24,535 employees
About Hagerty
HGTY stock →Hagerty, Inc. provides insurance services for collector cars and enthusiast vehicles in the United States, Canada, and the United Kingdom.
Finance · Specialty Insurers · 1,891 employees
FNF vs HGTY FAQ
Which is bigger, Fidelity National Financial or Hagerty?
Fidelity National Financial (FNF) is larger, with a market capitalization of $10.67B compared with $4.88B for Hagerty (HGTY).
Which stock has performed better over the past year, FNF or HGTY?
HGTY returned +17.26% over the past 12 months, compared with -27.23% for FNF (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FNF or HGTY?
FNF has the lower trailing P/E at 13.8, versus 129.1 for HGTY. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Fidelity National Financial or Hagerty?
Fidelity National Financial pays a dividend yielding 5.18%, while Hagerty does not currently pay a regular dividend.
Are Fidelity National Financial and Hagerty in the same industry?
Yes. Both are classified in the Specialty Insurers industry within the Finance sector.