Fidelity National Financial (FNF) vs Ryan Specialty (RYAN)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
Fidelity National Financial (FNF) has outperformed Ryan Specialty (RYAN) over the past year, losing 28.7% versus a loss of 35.4%. Over five years, RYAN leads with a +1.1% price change compared with -14.3% for FNF. Fidelity National Financial is the larger company by market cap ($10.46 billion vs $9.64 billion), about 1.1 times the size, while Ryan Specialty is growing revenue faster (+21.3% vs +5.6%).
On valuation, Fidelity National Financial trades at a lower forward P/E (7.1x vs 15.5x for Ryan Specialty). Fidelity National Financial offers the higher dividend yield (5.28% vs 1.33%). Fidelity National Financial converts more of its revenue into profit, with a net margin of 4.2% versus 2.1%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FNF | RYAN |
|---|---|---|
| Share price | $39.02 | $37.60 |
| Market cap | $10.46B | $9.64B |
| 1-day change | -0.15% | -1.83% |
| YTD return | -28.52% | -27.17% |
| 1-year return | -28.66% | -35.41% |
| 5-year return | -14.33% | +1.13% |
| P/E ratio (TTM) | 13.55 | 52.96 |
| Forward P/E | 7.07 | 15.47 |
| EPS (TTM) | $2.88 | $0.71 |
| Dividend yield | 5.28% | 1.33% |
| Annual dividend | $2.06 | $0.50 |
| Revenue (latest FY) | $14.45B | $3.05B |
| Revenue growth (YoY) | +5.58% | +21.28% |
| Net income (latest FY) | $602.00M | $63.40M |
| Operating margin | — | 16.18% |
| Net margin | 4.17% | 2.08% |
| 52-week high | $58.41 | $58.94 |
| 52-week low | $37.88 | $29.28 |
| Distance from 52-week high | -33.20% | -36.21% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +48.13% | +33.22% |
| Average volume | 2.07M | 1.94M |
| Shares outstanding | 268.19M | 122.08M |
| Employees | 24,535 | 6,171 |
| Sector | Finance | Finance |
| Industry | Specialty Insurers | Specialty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Ryan Specialty trades at a higher earnings multiple (53.0x vs 13.5x trailing P/E).
- Fidelity National Financial offers a meaningfully higher dividend yield (5.28% vs 1.33%).
- Ryan Specialty grew revenue faster in its latest fiscal year (+21.28% vs +5.58%).
About Fidelity National Financial
FNF stock →Fidelity National Financial, Inc., together with its subsidiaries, provides various insurance products in the United States. It operates through Title, F&G, and Corporate and Other segments.
Finance · Specialty Insurers · 24,535 employees
About Ryan Specialty
RYAN stock →Ryan Specialty Holdings, Inc. operates as a service provider of specialty products and solutions for insurance brokers, agents, and carriers in the United States, Canada, the United Kingdom, rest of Europe, India, Singapore, and internationally.
Finance · Specialty Insurers · 6,171 employees
FNF vs RYAN FAQ
Which is bigger, Fidelity National Financial or Ryan Specialty?
Fidelity National Financial (FNF) is larger, with a market capitalization of $10.46B compared with $9.64B for Ryan Specialty (RYAN).
Which stock has performed better over the past year, FNF or RYAN?
FNF returned -28.66% over the past 12 months, compared with -35.41% for RYAN (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FNF or RYAN?
FNF has the lower trailing P/E at 13.5, versus 53.0 for RYAN. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Fidelity National Financial or Ryan Specialty?
Fidelity National Financial has the higher yield at 5.28%, compared with 1.33% for Ryan Specialty.
Are Fidelity National Financial and Ryan Specialty in the same industry?
Yes. Both are classified in the Specialty Insurers industry within the Finance sector.