Enact (ACT) vs Fidelity National Financial (FNF)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Enact (ACT) has outperformed Fidelity National Financial (FNF) over the past year, gaining 27.6% versus a loss of 28.7%. Over five years, ACT leads with a +112.5% price change compared with -14.3% for FNF. Fidelity National Financial is the larger company by market cap ($10.46 billion vs $6.30 billion), about 1.7 times the size.
On valuation, Fidelity National Financial trades at a lower forward P/E (7.1x vs 9.1x for Enact). Fidelity National Financial offers the higher dividend yield (5.28% vs 1.90%). Enact converts more of its revenue into profit, with a net margin of 54.6% versus 4.2%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | ACT | FNF |
|---|---|---|
| Share price | $45.82 | $39.02 |
| Market cap | $6.30B | $10.46B |
| 1-day change | -1.08% | -0.15% |
| YTD return | +15.59% | -28.52% |
| 1-year return | +27.60% | -28.66% |
| 5-year return | +112.52% | -14.33% |
| P/E ratio (TTM) | 9.77 | 13.55 |
| Forward P/E | 9.07 | 7.07 |
| EPS (TTM) | $4.69 | $2.88 |
| Dividend yield | 1.90% | 5.28% |
| Annual dividend | $0.87 | $2.06 |
| Revenue (latest FY) | $1.24B | $14.45B |
| Revenue growth (YoY) | +2.83% | +5.58% |
| Net income (latest FY) | $674.24M | $602.00M |
| Net margin | 54.56% | 4.17% |
| 52-week high | $50.56 | $58.41 |
| 52-week low | $34.64 | $37.88 |
| Distance from 52-week high | -9.38% | -33.20% |
| Analyst consensus | none | buy |
| Avg. price target upside | +9.56% | +48.13% |
| Average volume | 396.18K | 2.08M |
| Shares outstanding | 137.48M | 268.19M |
| Employees | 419 | 24,535 |
| Sector | Finance | Finance |
| Industry | Specialty Insurers | Specialty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- ACT has outperformed FNF by 56.3 percentage points over the past year.
- Fidelity National Financial trades at a higher earnings multiple (13.5x vs 9.8x trailing P/E).
- Fidelity National Financial offers a meaningfully higher dividend yield (5.28% vs 1.90%).
- Enact is more profitable, keeping 54.6 cents of every revenue dollar as net income versus 4.2 cents for Fidelity National Financial.
About Enact
ACT stock →Enact Holdings, Inc. operates as a private mortgage insurance company in the United States.
Finance · Specialty Insurers · 419 employees
About Fidelity National Financial
FNF stock →Fidelity National Financial, Inc., together with its subsidiaries, provides various insurance products in the United States. It operates through Title, F&G, and Corporate and Other segments.
Finance · Specialty Insurers · 24,535 employees
ACT vs FNF FAQ
Which is bigger, Enact or Fidelity National Financial?
Fidelity National Financial (FNF) is larger, with a market capitalization of $10.46B compared with $6.30B for Enact (ACT).
Which stock has performed better over the past year, ACT or FNF?
ACT returned +27.60% over the past 12 months, compared with -28.66% for FNF (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, ACT or FNF?
ACT has the lower trailing P/E at 9.8, versus 13.5 for FNF. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Enact or Fidelity National Financial?
Fidelity National Financial has the higher yield at 5.28%, compared with 1.90% for Enact.
Are Enact and Fidelity National Financial in the same industry?
Yes. Both are classified in the Specialty Insurers industry within the Finance sector.