First Northern Community Bancorp (FNRN) vs First United (FUNC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
First Northern Community Bancorp (FNRN) has outperformed First United (FUNC) over the past year, gaining 44.7% versus a gain of 18.9%. Over five years, FUNC leads with a +138.4% price change compared with +110.2% for FNRN. First Northern Community Bancorp is the larger company by market cap ($284.6 million vs $279.8 million), about 1.0 times the size.
On valuation, First United trades at a lower trailing P/E (11.2x vs 13.4x for First Northern Community Bancorp). First United pays a dividend yielding 2.40%, while First Northern Community Bancorp does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FNRN | FUNC |
|---|---|---|
| Share price | $17.36 | $43.35 |
| Market cap | $284.62M | $279.77M |
| 1-day change | -1.03% | -0.21% |
| YTD return | +37.85% | +16.03% |
| 1-year return | +44.67% | +18.88% |
| 5-year return | +110.20% | +138.42% |
| P/E ratio (TTM) | 13.35 | 11.23 |
| Forward P/E | — | 9.03 |
| EPS (TTM) | $1.30 | $3.86 |
| Dividend yield | 0.00% | 2.40% |
| Annual dividend | $0.00 | $1.04 |
| 52-week high | $19.25 | $46.30 |
| 52-week low | $12.00 | $33.54 |
| Distance from 52-week high | -9.82% | -6.37% |
| Analyst consensus | — | none |
| Avg. price target upside | — | +15.34% |
| Average volume | 114.69K | 24.57K |
| Shares outstanding | 16.40M | 6.45M |
| Employees | 204 | 315 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FNRN has outperformed FUNC by 25.8 percentage points over the past year.
- First United offers a meaningfully higher dividend yield (2.40% vs 0.00%).
About First Northern Community Bancorp
FNRN stock →First Northern Community Bancorp operates as the bank holding company for First Northern Bank of Dixon that provides commercial banking products and services to individuals, and small and medium sized businesses. The company offers deposit products, including demand, interest-bearing transaction, savings and money market, and non-brokered time deposits.
Finance · Savings Institutions · 204 employees
About First United
FUNC stock →First United Corporation operates as the bank holding company for First United Bank & Trust that provides various retail and commercial banking services to businesses and individuals in the United States. It operates through Community Banking and Wealth Management segments.
Finance · Major Banks · 315 employees
FNRN vs FUNC FAQ
Which is bigger, First Northern Community Bancorp or First United?
First Northern Community Bancorp (FNRN) is larger, with a market capitalization of $284.62M compared with $279.77M for First United (FUNC).
Which stock has performed better over the past year, FNRN or FUNC?
FNRN returned +44.67% over the past 12 months, compared with +18.88% for FUNC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FNRN or FUNC?
FUNC has the lower trailing P/E at 11.2, versus 13.4 for FNRN. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First Northern Community Bancorp or First United?
First United pays a dividend yielding 2.40%, while First Northern Community Bancorp does not currently pay a regular dividend.
Are First Northern Community Bancorp and First United in the same industry?
Both are in the Finance sector, but in different industries: Savings Institutions for First Northern Community Bancorp and Major Banks for First United.