First Northern Community Bancorp (FNRN) vs Lake Shore Bancorp (LSBK)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
First Northern Community Bancorp (FNRN) has outperformed Lake Shore Bancorp (LSBK) over the past year, gaining 44.7% versus a gain of 38.2%. Over five years, FNRN leads with a +110.2% price change compared with +61.5% for LSBK. First Northern Community Bancorp is the larger company by market cap ($286.8 million vs $141.0 million), about 2.0 times the size.
On valuation, First Northern Community Bancorp trades at a lower trailing P/E (13.5x vs 15.6x for Lake Shore Bancorp). Lake Shore Bancorp pays a dividend yielding 2.01%, while First Northern Community Bancorp does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FNRN | LSBK |
|---|---|---|
| Share price | $17.49 | $17.95 |
| Market cap | $286.75M | $140.98M |
| 1-day change | -0.29% | 0.00% |
| YTD return | +37.85% | +22.44% |
| 1-year return | +44.67% | +38.18% |
| 5-year return | +110.20% | +61.49% |
| P/E ratio (TTM) | 13.45 | 15.61 |
| EPS (TTM) | $1.30 | $1.15 |
| Dividend yield | 0.00% | 2.01% |
| Annual dividend | $0.00 | $0.36 |
| 52-week high | $19.25 | $19.09 |
| 52-week low | $12.00 | $12.50 |
| Distance from 52-week high | -9.14% | -5.97% |
| Average volume | 114.69K | 18.16K |
| Shares outstanding | 16.40M | 7.85M |
| Employees | 204 | 87 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- First Northern Community Bancorp is about 2.0 times larger than Lake Shore Bancorp by market value ($286.75M vs $140.98M).
- Lake Shore Bancorp offers a meaningfully higher dividend yield (2.01% vs 0.00%).
About First Northern Community Bancorp
FNRN stock →First Northern Community Bancorp operates as the bank holding company for First Northern Bank of Dixon that provides commercial banking products and services to individuals, and small and medium sized businesses. The company offers deposit products, including demand, interest-bearing transaction, savings and money market, and non-brokered time deposits.
Finance · Savings Institutions · 204 employees
About Lake Shore Bancorp
LSBK stock →Lake Shore Bancorp, Inc. operates as the bank holding company for Lake Shore Bank that provides banking products and services in New York.
Finance · Savings Institutions · 87 employees
FNRN vs LSBK FAQ
Which is bigger, First Northern Community Bancorp or Lake Shore Bancorp?
First Northern Community Bancorp (FNRN) is larger, with a market capitalization of $286.75M compared with $140.98M for Lake Shore Bancorp (LSBK).
Which stock has performed better over the past year, FNRN or LSBK?
FNRN returned +44.67% over the past 12 months, compared with +38.18% for LSBK (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FNRN or LSBK?
FNRN has the lower trailing P/E at 13.5, versus 15.6 for LSBK. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First Northern Community Bancorp or Lake Shore Bancorp?
Lake Shore Bancorp pays a dividend yielding 2.01%, while First Northern Community Bancorp does not currently pay a regular dividend.
Are First Northern Community Bancorp and Lake Shore Bancorp in the same industry?
Yes. Both are classified in the Savings Institutions industry within the Finance sector.