First Northern Community Bancorp (FNRN) vs Ponce Financial Group (PDLB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
First Northern Community Bancorp (FNRN) has outperformed Ponce Financial Group (PDLB) over the past year, gaining 44.7% versus a gain of 37.7%. Over five years, FNRN leads with a +110.2% price change compared with +92.1% for PDLB. Ponce Financial Group is the larger company by market cap ($485.7 million vs $287.6 million), about 1.7 times the size.
On valuation, First Northern Community Bancorp trades at a lower trailing P/E (13.5x vs 14.2x for Ponce Financial Group).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FNRN | PDLB |
|---|---|---|
| Share price | $17.54 | $20.08 |
| Market cap | $287.57M | $485.69M |
| 1-day change | -0.62% | -1.28% |
| YTD return | +37.85% | +22.81% |
| 1-year return | +44.67% | +37.72% |
| 5-year return | +110.20% | +92.12% |
| P/E ratio (TTM) | 13.49 | 14.24 |
| Forward P/E | — | 11.34 |
| EPS (TTM) | $1.30 | $1.41 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| 52-week high | $19.25 | $21.10 |
| 52-week low | $12.00 | $13.91 |
| Distance from 52-week high | -8.88% | -4.83% |
| Analyst consensus | — | none |
| Avg. price target upside | — | +19.52% |
| Average volume | 114.69K | 75.03K |
| Shares outstanding | 16.40M | 24.19M |
| Employees | 204 | 229 |
| Sector | Finance | Finance |
| Industry | Savings Institutions | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
About First Northern Community Bancorp
FNRN stock →First Northern Community Bancorp operates as the bank holding company for First Northern Bank of Dixon that provides commercial banking products and services to individuals, and small and medium sized businesses. The company offers deposit products, including demand, interest-bearing transaction, savings and money market, and non-brokered time deposits.
Finance · Savings Institutions · 204 employees
About Ponce Financial Group
PDLB stock →Ponce Financial Group, Inc. operates as the bank holding company for Ponce Bank that provides various banking products and services.
Finance · Savings Institutions · 229 employees
FNRN vs PDLB FAQ
Which is bigger, First Northern Community Bancorp or Ponce Financial Group?
Ponce Financial Group (PDLB) is larger, with a market capitalization of $485.69M compared with $287.57M for First Northern Community Bancorp (FNRN).
Which stock has performed better over the past year, FNRN or PDLB?
FNRN returned +44.67% over the past 12 months, compared with +37.72% for PDLB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FNRN or PDLB?
FNRN has the lower trailing P/E at 13.5, versus 14.2 for PDLB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Are First Northern Community Bancorp and Ponce Financial Group in the same industry?
Yes. Both are classified in the Savings Institutions industry within the Finance sector.