First Bank (FRBA) vs Pioneer Bancorp (PBFS)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Pioneer Bancorp (PBFS) has outperformed First Bank (FRBA) over the past year, gaining 33.2% versus a gain of 12.1%. Over five years, PBFS leads with a +40.8% price change compared with +16.4% for FRBA. First Bank is the larger company by market cap ($436.7 million vs $419.0 million), about 1.0 times the size.
On valuation, First Bank trades at a lower trailing P/E (10.3x vs 24.8x for Pioneer Bancorp). First Bank pays a dividend yielding 1.70%, while Pioneer Bancorp does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FRBA | PBFS |
|---|---|---|
| Share price | $17.64 | $17.33 |
| Market cap | $436.66M | $419.04M |
| 1-day change | +0.51% | 0.00% |
| YTD return | +6.62% | +28.56% |
| 1-year return | +12.07% | +33.21% |
| 5-year return | +16.38% | +40.78% |
| P/E ratio (TTM) | 10.32 | 24.76 |
| Forward P/E | 9.77 | — |
| EPS (TTM) | $1.71 | $0.70 |
| Dividend yield | 1.70% | 0.00% |
| Annual dividend | $0.30 | $0.00 |
| 52-week high | $19.33 | $19.91 |
| 52-week low | $14.41 | $12.64 |
| Distance from 52-week high | -8.74% | -12.96% |
| Analyst consensus | buy | — |
| Avg. price target upside | +13.38% | — |
| Average volume | 95.57K | 12.68K |
| Shares outstanding | 24.75M | 24.18M |
| Employees | 338 | 298 |
| Sector | Finance | Finance |
| Industry | Major Banks | Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- PBFS has outperformed FRBA by 21.1 percentage points over the past year.
- Pioneer Bancorp trades at a higher earnings multiple (24.8x vs 10.3x trailing P/E).
- First Bank offers a meaningfully higher dividend yield (1.70% vs 0.00%).
About First Bank
FRBA stock →First Bank provides various banking products and services to small and mid-sized businesses and individuals. It accepts various deposits, including non-interest- and interest-bearing demand deposits, money market accounts, savings accounts, and certificates of deposit, as well as commercial checking and cash management accounts.
Finance · Major Banks · 338 employees
About Pioneer Bancorp
PBFS stock →Pioneer Bancorp, Inc. operates as a holding company for Pioneer Bank, National Association that provides various banking products and services in New York.
Finance · Banks · 298 employees
FRBA vs PBFS FAQ
Which is bigger, First Bank or Pioneer Bancorp?
First Bank (FRBA) is larger, with a market capitalization of $436.66M compared with $419.04M for Pioneer Bancorp (PBFS).
Which stock has performed better over the past year, FRBA or PBFS?
PBFS returned +33.21% over the past 12 months, compared with +12.07% for FRBA (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FRBA or PBFS?
FRBA has the lower trailing P/E at 10.3, versus 24.8 for PBFS. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First Bank or Pioneer Bancorp?
First Bank pays a dividend yielding 1.70%, while Pioneer Bancorp does not currently pay a regular dividend.
Are First Bank and Pioneer Bancorp in the same industry?
Both are in the Finance sector, but in different industries: Major Banks for First Bank and Banks for Pioneer Bancorp.