FS Bancorp (FSBW) vs Southern Missouri Bancorp (SMBC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Southern Missouri Bancorp (SMBC) has outperformed FS Bancorp (FSBW) over the past year, gaining 36.1% versus a gain of 11.7%. Over five years, SMBC leads with a +50.5% price change compared with +30.4% for FSBW. Southern Missouri Bancorp is the larger company by market cap ($787.1 million vs $348.5 million), about 2.3 times the size.
On valuation, FS Bancorp trades at a lower forward P/E (9.5x vs 10.4x for Southern Missouri Bancorp). FS Bancorp offers the higher dividend yield (2.57% vs 1.40%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FSBW | SMBC |
|---|---|---|
| Share price | $44.32 | $71.47 |
| Market cap | $348.45M | $787.12M |
| 1-day change | +0.43% | +0.76% |
| YTD return | +7.65% | +20.89% |
| 1-year return | +11.67% | +36.06% |
| 5-year return | +30.43% | +50.49% |
| P/E ratio (TTM) | 10.17 | 11.12 |
| Forward P/E | 9.50 | 10.38 |
| EPS (TTM) | $4.36 | $6.43 |
| Dividend yield | 2.57% | 1.40% |
| Annual dividend | $1.14 | $1.00 |
| 52-week high | $45.85 | $79.86 |
| 52-week low | $36.66 | $47.60 |
| Distance from 52-week high | -3.34% | -10.51% |
| Analyst consensus | hold | hold |
| Avg. price target upside | +1.53% | +12.21% |
| Average volume | 24.28K | 91.53K |
| Shares outstanding | 7.86M | 11.01M |
| Employees | 593 | 711 |
| Sector | Finance | Finance |
| Industry | Banks | Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Southern Missouri Bancorp is about 2.3 times larger than FS Bancorp by market value ($787.12M vs $348.45M).
- SMBC has outperformed FSBW by 24.4 percentage points over the past year.
- FS Bancorp offers a meaningfully higher dividend yield (2.57% vs 1.40%).
About FS Bancorp
FSBW stock →FS Bancorp, Inc. operates as a bank holding company for 1st Security Bank of Washington that provides banking and financial services to local families, local and regional businesses, and industry niches in Washington.
Finance · Banks · 593 employees
About Southern Missouri Bancorp
SMBC stock →Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States.
Finance · Banks · 711 employees
FSBW vs SMBC FAQ
Which is bigger, FS Bancorp or Southern Missouri Bancorp?
Southern Missouri Bancorp (SMBC) is larger, with a market capitalization of $787.12M compared with $348.45M for FS Bancorp (FSBW).
Which stock has performed better over the past year, FSBW or SMBC?
SMBC returned +36.06% over the past 12 months, compared with +11.67% for FSBW (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FSBW or SMBC?
FSBW has the lower trailing P/E at 10.2, versus 11.1 for SMBC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, FS Bancorp or Southern Missouri Bancorp?
FS Bancorp has the higher yield at 2.57%, compared with 1.40% for Southern Missouri Bancorp.
Are FS Bancorp and Southern Missouri Bancorp in the same industry?
Yes. Both are classified in the Banks industry within the Finance sector.