First United (FUNC) vs National Bankshares (NKSH)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
National Bankshares (NKSH) has outperformed First United (FUNC) over the past year, gaining 47.6% versus a gain of 18.9%. Over five years, FUNC leads with a +138.4% price change compared with +18.7% for NKSH. First United is the larger company by market cap ($280.4 million vs $272.7 million), about 1.0 times the size.
On valuation, First United trades at a lower forward P/E (9.0x vs 11.1x for National Bankshares). National Bankshares offers the higher dividend yield (3.57% vs 2.39%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FUNC | NKSH |
|---|---|---|
| Share price | $43.44 | $42.80 |
| Market cap | $280.35M | $272.66M |
| 1-day change | -0.46% | -0.88% |
| YTD return | +16.03% | +27.65% |
| 1-year return | +18.88% | +47.59% |
| 5-year return | +138.42% | +18.72% |
| P/E ratio (TTM) | 11.25 | 13.54 |
| Forward P/E | 9.05 | 11.09 |
| EPS (TTM) | $3.86 | $3.16 |
| Dividend yield | 2.39% | 3.57% |
| Annual dividend | $1.04 | $1.53 |
| 52-week high | $46.30 | $43.57 |
| 52-week low | $33.54 | $27.00 |
| Distance from 52-week high | -6.18% | -1.77% |
| Analyst consensus | none | none |
| Avg. price target upside | +15.10% | +9.23% |
| Average volume | 24.57K | 36.65K |
| Shares outstanding | 6.45M | 6.37M |
| Employees | 315 | 245 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- NKSH has outperformed FUNC by 28.7 percentage points over the past year.
- National Bankshares offers a meaningfully higher dividend yield (3.57% vs 2.39%).
About First United
FUNC stock →First United Corporation operates as the bank holding company for First United Bank & Trust that provides various retail and commercial banking services to businesses and individuals in the United States. It operates through Community Banking and Wealth Management segments.
Finance · Major Banks · 315 employees
About National Bankshares
NKSH stock →National Bankshares, Inc. operates as the bank holding company for the National Bank of Blacksburg that provides retail and commercial banking products and services to individuals, businesses, non-profits, and local governments.
Finance · Major Banks · 245 employees
FUNC vs NKSH FAQ
Which is bigger, First United or National Bankshares?
First United (FUNC) is larger, with a market capitalization of $280.35M compared with $272.66M for National Bankshares (NKSH).
Which stock has performed better over the past year, FUNC or NKSH?
NKSH returned +47.59% over the past 12 months, compared with +18.88% for FUNC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FUNC or NKSH?
FUNC has the lower trailing P/E at 11.3, versus 13.5 for NKSH. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First United or National Bankshares?
National Bankshares has the higher yield at 3.57%, compared with 2.39% for First United.
Are First United and National Bankshares in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.