First United (FUNC) vs Oak Valley Bancorp (CA) (OVLY)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
Oak Valley Bancorp (CA) (OVLY) has outperformed First United (FUNC) over the past year, gaining 26.1% versus a gain of 18.9%. Over five years, FUNC leads with a +138.4% price change compared with +89.0% for OVLY. Oak Valley Bancorp (CA) is the larger company by market cap ($286.5 million vs $280.4 million), about 1.0 times the size.
On valuation, First United trades at a lower trailing P/E (11.3x vs 12.1x for Oak Valley Bancorp (CA)). First United offers the higher dividend yield (2.39% vs 2.20%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FUNC | OVLY |
|---|---|---|
| Share price | $43.44 | $34.06 |
| Market cap | $280.35M | $286.54M |
| 1-day change | -0.46% | -1.36% |
| YTD return | +16.03% | +13.31% |
| 1-year return | +18.88% | +26.15% |
| 5-year return | +138.42% | +89.01% |
| P/E ratio (TTM) | 11.31 | 12.08 |
| Forward P/E | 9.05 | — |
| EPS (TTM) | $3.84 | $2.82 |
| Dividend yield | 2.39% | 2.20% |
| Annual dividend | $1.04 | $0.75 |
| 52-week high | $46.30 | $35.97 |
| 52-week low | $33.54 | $25.41 |
| Distance from 52-week high | -6.18% | -5.31% |
| Average volume | 24.46K | 24.39K |
| Shares outstanding | 6.45M | 8.41M |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
FUNC vs OVLY FAQ
Which is bigger, First United or Oak Valley Bancorp (CA)?
Oak Valley Bancorp (CA) (OVLY) is larger, with a market capitalization of $286.54M compared with $280.35M for First United (FUNC).
Which stock has performed better over the past year, FUNC or OVLY?
OVLY returned +26.15% over the past 12 months, compared with +18.88% for FUNC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FUNC or OVLY?
FUNC has the lower trailing P/E at 11.3, versus 12.1 for OVLY. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First United or Oak Valley Bancorp (CA)?
First United has the higher yield at 2.39%, compared with 2.20% for Oak Valley Bancorp (CA).
Are First United and Oak Valley Bancorp (CA) in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.