First United (FUNC) vs Isabella Bank (ISBA)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 7, 2026.
Summary
First United (FUNC) has outperformed Isabella Bank (ISBA) over the past year, gaining 18.9% versus a gain of 5.8%. Over five years, FUNC leads with a +138.4% price change compared with +45.7% for ISBA. Isabella Bank is the larger company by market cap ($290.0 million vs $280.4 million), about 1.0 times the size.
On valuation, First United trades at a lower forward P/E (9.0x vs 9.6x for Isabella Bank). Isabella Bank offers the higher dividend yield (2.95% vs 2.39%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FUNC | ISBA |
|---|---|---|
| Share price | $43.44 | $38.02 |
| Market cap | $280.35M | $290.05M |
| 1-day change | -0.46% | -0.82% |
| YTD return | +16.03% | -23.96% |
| 1-year return | +18.88% | +5.76% |
| 5-year return | +138.42% | +45.67% |
| P/E ratio (TTM) | 11.25 | 14.03 |
| Forward P/E | 9.05 | 9.63 |
| EPS (TTM) | $3.86 | $2.71 |
| Dividend yield | 2.39% | 2.95% |
| Annual dividend | $1.04 | $1.12 |
| 52-week high | $46.30 | $58.83 |
| 52-week low | $33.54 | $33.24 |
| Distance from 52-week high | -6.18% | -35.37% |
| Average volume | 24.59K | 58.49K |
| Shares outstanding | 6.45M | 7.63M |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- FUNC has outperformed ISBA by 13.1 percentage points over the past year.
FUNC vs ISBA FAQ
Which is bigger, First United or Isabella Bank?
Isabella Bank (ISBA) is larger, with a market capitalization of $290.05M compared with $280.35M for First United (FUNC).
Which stock has performed better over the past year, FUNC or ISBA?
FUNC returned +18.88% over the past 12 months, compared with +5.76% for ISBA (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FUNC or ISBA?
FUNC has the lower trailing P/E at 11.3, versus 14.0 for ISBA. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First United or Isabella Bank?
Isabella Bank has the higher yield at 2.95%, compared with 2.39% for First United.
Are First United and Isabella Bank in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.