First National (FXNC) vs LCNB (LCNB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
First National (FXNC) has outperformed LCNB (LCNB) over the past year, gaining 33.4% versus a gain of 27.5%. Over five years, FXNC leads with a +32.2% price change compared with +7.4% for LCNB. First National is the larger company by market cap ($271.0 million vs $270.0 million), about 1.0 times the size.
On valuation, LCNB trades at a lower forward P/E (10.2x vs 11.6x for First National). LCNB offers the higher dividend yield (4.65% vs 2.22%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FXNC | LCNB |
|---|---|---|
| Share price | $29.97 | $18.94 |
| Market cap | $271.01M | $269.99M |
| 1-day change | +1.49% | +1.28% |
| YTD return | +18.74% | +15.56% |
| 1-year return | +33.44% | +27.54% |
| 5-year return | +32.20% | +7.41% |
| P/E ratio (TTM) | 12.49 | 10.95 |
| Forward P/E | 11.65 | 10.24 |
| EPS (TTM) | $2.40 | $1.73 |
| Dividend yield | 2.22% | 4.65% |
| Annual dividend | $0.665 | $0.88 |
| 52-week high | $33.24 | $21.32 |
| 52-week low | $21.59 | $14.31 |
| Distance from 52-week high | -9.84% | -11.16% |
| Analyst consensus | none | none |
| Avg. price target upside | +8.44% | +12.20% |
| Average volume | 30.78K | 38.35K |
| Shares outstanding | 9.04M | 14.25M |
| Employees | 308 | 328 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- LCNB offers a meaningfully higher dividend yield (4.65% vs 2.22%).
About First National
FXNC stock →First National Corporation operates as the bank holding company for First Bank that provides various commercial banking services to small and medium-sized businesses, individuals, estates, local governmental entities, and non-profit organizations in Virginia. The company's deposit products include checking, savings, money market, and individual retirement accounts, as well as certificates of deposit and treasury management solutions.
Finance · Major Banks · 308 employees
About LCNB
LCNB stock →LCNB Corp. operates as the financial holding company for LCNB National Bank that provides banking services in the United States.
Finance · Major Banks · 328 employees
FXNC vs LCNB FAQ
Which is bigger, First National or LCNB?
First National (FXNC) is larger, with a market capitalization of $271.01M compared with $269.99M for LCNB (LCNB).
Which stock has performed better over the past year, FXNC or LCNB?
FXNC returned +33.44% over the past 12 months, compared with +27.54% for LCNB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FXNC or LCNB?
LCNB has the lower trailing P/E at 10.9, versus 12.5 for FXNC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First National or LCNB?
LCNB has the higher yield at 4.65%, compared with 2.22% for First National.
Are First National and LCNB in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.