MetaCap

LCNB (LCNB) vs National Bankshares (NKSH)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

National Bankshares (NKSH) has outperformed LCNB (LCNB) over the past year, gaining 47.6% versus a gain of 28.8%. Over five years, NKSH leads with a +18.7% price change compared with +7.4% for LCNB. National Bankshares is the larger company by market cap ($272.7 million vs $266.6 million), about 1.0 times the size.

On valuation, LCNB trades at a lower forward P/E (10.1x vs 11.1x for National Bankshares). LCNB offers the higher dividend yield (4.71% vs 3.57%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

LCNB+28.79%NKSH+47.59%
+52%+22%-9%
Oct 7, 20251 yearOct 7, 2026
LCNB+5.53%NKSH+16.78%
+20%-10%-41%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

LCNB versus NKSH key metrics
MetricLCNBNKSH
Share price$18.70$42.80
Market cap$266.57M$272.66M
1-day change-0.69%-0.88%
YTD return+14.09%+27.65%
1-year return+28.79%+47.59%
5-year return+7.41%+18.72%
P/E ratio (TTM)10.8113.54
Forward P/E10.1111.09
EPS (TTM)$1.73$3.16
Dividend yield4.71%3.57%
Annual dividend$0.88$1.53
52-week high$21.32$43.57
52-week low$14.31$27.00
Distance from 52-week high-12.29%-1.77%
Analyst consensusnonenone
Avg. price target upside+13.64%+9.23%
Average volume38.47K36.55K
Shares outstanding14.25M6.37M
Employees328245
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • NKSH has outperformed LCNB by 18.8 percentage points over the past year.
  • National Bankshares trades at a higher earnings multiple (13.5x vs 10.8x trailing P/E).
  • LCNB offers a meaningfully higher dividend yield (4.71% vs 3.57%).

About LCNB

LCNB stock →

LCNB Corp. operates as the financial holding company for LCNB National Bank that provides banking services in the United States.

Finance · Major Banks · 328 employees

About National Bankshares

NKSH stock →

National Bankshares, Inc. operates as the bank holding company for the National Bank of Blacksburg that provides retail and commercial banking products and services to individuals, businesses, non-profits, and local governments.

Finance · Major Banks · 245 employees

LCNB vs NKSH FAQ

Which is bigger, LCNB or National Bankshares?

National Bankshares (NKSH) is larger, with a market capitalization of $272.66M compared with $266.57M for LCNB (LCNB).

Which stock has performed better over the past year, LCNB or NKSH?

NKSH returned +47.59% over the past 12 months, compared with +28.79% for LCNB (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, LCNB or NKSH?

LCNB has the lower trailing P/E at 10.8, versus 13.5 for NKSH. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, LCNB or National Bankshares?

LCNB has the higher yield at 4.71%, compared with 3.57% for National Bankshares.

Are LCNB and National Bankshares in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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