First United (FUNC) vs LCNB (LCNB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
LCNB (LCNB) has outperformed First United (FUNC) over the past year, gaining 27.5% versus a gain of 18.9%. Over five years, FUNC leads with a +138.4% price change compared with +8.8% for LCNB. First United is the larger company by market cap ($280.7 million vs $270.0 million), about 1.0 times the size.
On valuation, First United trades at a lower forward P/E (9.1x vs 10.2x for LCNB). LCNB offers the higher dividend yield (4.65% vs 2.39%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | FUNC | LCNB |
|---|---|---|
| Share price | $43.50 | $18.94 |
| Market cap | $280.74M | $269.99M |
| 1-day change | +0.14% | +1.28% |
| YTD return | +16.03% | +15.56% |
| 1-year return | +18.88% | +27.54% |
| 5-year return | +138.42% | +8.79% |
| P/E ratio (TTM) | 11.27 | 11.08 |
| Forward P/E | 9.06 | 10.24 |
| EPS (TTM) | $3.86 | $1.71 |
| Dividend yield | 2.39% | 4.65% |
| Annual dividend | $1.04 | $0.88 |
| 52-week high | $46.30 | $21.32 |
| 52-week low | $33.54 | $14.31 |
| Distance from 52-week high | -6.05% | -11.16% |
| Analyst consensus | none | none |
| Avg. price target upside | +14.94% | +12.20% |
| Average volume | 24.94K | 38.49K |
| Shares outstanding | 6.45M | 14.25M |
| Employees | 315 | 328 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- LCNB offers a meaningfully higher dividend yield (4.65% vs 2.39%).
About First United
FUNC stock →First United Corporation operates as the bank holding company for First United Bank & Trust that provides various retail and commercial banking services to businesses and individuals in the United States. It operates through Community Banking and Wealth Management segments.
Finance · Major Banks · 315 employees
About LCNB
LCNB stock →LCNB Corp. operates as the financial holding company for LCNB National Bank that provides banking services in the United States.
Finance · Major Banks · 328 employees
FUNC vs LCNB FAQ
Which is bigger, First United or LCNB?
First United (FUNC) is larger, with a market capitalization of $280.74M compared with $269.99M for LCNB (LCNB).
Which stock has performed better over the past year, FUNC or LCNB?
LCNB returned +27.54% over the past 12 months, compared with +18.88% for FUNC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, FUNC or LCNB?
LCNB has the lower trailing P/E at 11.1, versus 11.3 for FUNC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, First United or LCNB?
LCNB has the higher yield at 4.65%, compared with 2.39% for First United.
Are First United and LCNB in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.