MetaCap

First National (FXNC) vs Virginia National Bankshares (VABK)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.

Summary

First National (FXNC) has outperformed Virginia National Bankshares (VABK) over the past year, gaining 30.9% versus a gain of 27.0%. Over five years, VABK leads with a +38.8% price change compared with +30.3% for FXNC. First National is the larger company by market cap ($269.9 million vs $268.0 million), about 1.0 times the size.

On valuation, Virginia National Bankshares trades at a lower trailing P/E (10.8x vs 12.4x for First National). Virginia National Bankshares offers the higher dividend yield (2.91% vs 2.23%).

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

FXNC+30.90%VABK+26.96%
+46%+20%-6%
Oct 7, 20251 yearOct 7, 2026
FXNC+28.50%VABK+37.67%
+44%+1%-42%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

FXNC versus VABK key metrics
MetricFXNCVABK
Share price$29.85$49.40
Market cap$269.92M$268.01M
1-day change+1.08%+2.26%
YTD return+17.00%+21.23%
1-year return+30.90%+26.96%
5-year return+30.26%+38.82%
P/E ratio (TTM)12.4410.83
Forward P/E11.60—
EPS (TTM)$2.40$4.56
Dividend yield2.23%2.91%
Annual dividend$0.665$1.44
52-week high$33.24$50.00
52-week low$21.59$37.35
Distance from 52-week high-10.20%-1.20%
Analyst consensusnone—
Avg. price target upside+8.88%—
Average volume30.78K7.07K
Shares outstanding9.04M5.43M
Employees308140
SectorFinanceFinance
IndustryMajor BanksMajor Banks

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

About First National

FXNC stock →

First National Corporation operates as the bank holding company for First Bank that provides various commercial banking services to small and medium-sized businesses, individuals, estates, local governmental entities, and non-profit organizations in Virginia. The company's deposit products include checking, savings, money market, and individual retirement accounts, as well as certificates of deposit and treasury management solutions.

Finance · Major Banks · 308 employees

About Virginia National Bankshares

VABK stock →

Virginia National Bankshares Corporation operates as the holding company for Virginia National Bank that provides a range of commercial and retail banking products and services in Virginia. It operates through two segments: Bank and VNB Trust and Estate Services.

Finance · Major Banks · 140 employees

FXNC vs VABK FAQ

Which is bigger, First National or Virginia National Bankshares?

First National (FXNC) is larger, with a market capitalization of $269.92M compared with $268.01M for Virginia National Bankshares (VABK).

Which stock has performed better over the past year, FXNC or VABK?

FXNC returned +30.90% over the past 12 months, compared with +26.96% for VABK (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, FXNC or VABK?

VABK has the lower trailing P/E at 10.8, versus 12.4 for FXNC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, First National or Virginia National Bankshares?

Virginia National Bankshares has the higher yield at 2.91%, compared with 2.23% for First National.

Are First National and Virginia National Bankshares in the same industry?

Yes. Both are classified in the Major Banks industry within the Finance sector.

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