German American Bancorp (GABC) vs National Bank (NBHC)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
German American Bancorp (GABC) has outperformed National Bank (NBHC) over the past year, gaining 24.4% versus a loss of 0.7%. Over five years, GABC leads with a +24.5% price change compared with -7.8% for NBHC. German American Bancorp is the larger company by market cap ($1.83 billion vs $1.69 billion), about 1.1 times the size.
On valuation, National Bank trades at a lower forward P/E (9.7x vs 11.8x for German American Bancorp). National Bank offers the higher dividend yield (3.33% vs 2.50%). National Bank converts more of its revenue into profit, with a net margin of 232.6% versus 23.1%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | GABC | NBHC |
|---|---|---|
| Share price | $48.82 | $38.18 |
| Market cap | $1.83B | $1.69B |
| 1-day change | +0.85% | +1.27% |
| YTD return | +23.56% | +0.45% |
| 1-year return | +24.35% | -0.70% |
| 5-year return | +24.51% | -7.76% |
| P/E ratio (TTM) | 12.85 | 16.04 |
| Forward P/E | 11.84 | 9.67 |
| EPS (TTM) | $3.80 | $2.38 |
| Dividend yield | 2.50% | 3.33% |
| Annual dividend | $1.22 | $1.27 |
| Revenue (latest FY) | $487.40M | $47.10M |
| Revenue growth (YoY) | +37.80% | +2.86% |
| Net income (latest FY) | $112.64M | $109.57M |
| Net margin | 23.11% | 232.64% |
| 52-week high | $52.23 | $47.28 |
| 52-week low | $37.19 | $35.06 |
| Distance from 52-week high | -6.53% | -19.25% |
| Analyst consensus | none | buy |
| Avg. price target upside | +15.12% | +17.86% |
| Average volume | 144.57K | 441.49K |
| Shares outstanding | 37.58M | 44.29M |
| Employees | 984 | 1,250 |
| Sector | Finance | Financial Services |
| Industry | Major Banks | Banks - Regional |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- GABC has outperformed NBHC by 25.1 percentage points over the past year.
- National Bank is more profitable, keeping 232.6 cents of every revenue dollar as net income versus 23.1 cents for German American Bancorp.
- German American Bancorp grew revenue faster in its latest fiscal year (+37.80% vs +2.86%).
- The two companies sit in different sectors: German American Bancorp in Finance and National Bank in Financial Services.
About German American Bancorp
GABC stock →German American Bancorp, Inc. operates as a financial holding company for German American Bank that provides retail and commercial banking, and wealth management services.
Finance · Major Banks · 984 employees
About National Bank
NBHC stock →National Bank Holdings Corporation operates as the bank holding company for NBH Bank that provides various banking products and financial services to commercial, business, and consumer clients in the United States. It offers deposit products, including checking, savings, money market, health savings, and other deposit accounts, including fixed-rate and fixed maturity time deposits.
Financial Services · Banks - Regional · 1,250 employees
GABC vs NBHC FAQ
Which is bigger, German American Bancorp or National Bank?
German American Bancorp (GABC) is larger, with a market capitalization of $1.83B compared with $1.69B for National Bank (NBHC).
Which stock has performed better over the past year, GABC or NBHC?
GABC returned +24.35% over the past 12 months, compared with -0.70% for NBHC (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, GABC or NBHC?
GABC has the lower trailing P/E at 12.8, versus 16.0 for NBHC. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, German American Bancorp or National Bank?
National Bank has the higher yield at 3.33%, compared with 2.50% for German American Bancorp.
Are German American Bancorp and National Bank in the same industry?
No. German American Bancorp is in the Finance sector, while National Bank is in Financial Services.