Home Bancorp (HBCP) vs Ponce Financial Group (PDLB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Ponce Financial Group (PDLB) has outperformed Home Bancorp (HBCP) over the past year, gaining 37.7% versus a gain of 21.4%. Over five years, PDLB leads with a +92.1% price change compared with +67.3% for HBCP. Home Bancorp is the larger company by market cap ($523.6 million vs $487.4 million), about 1.1 times the size.
On valuation, Home Bancorp trades at a lower forward P/E (10.5x vs 11.4x for Ponce Financial Group). Home Bancorp pays a dividend yielding 1.83%, while Ponce Financial Group does not currently pay one.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HBCP | PDLB |
|---|---|---|
| Share price | $66.53 | $20.15 |
| Market cap | $523.64M | $487.39M |
| 1-day change | +0.65% | +0.35% |
| YTD return | +14.36% | +22.81% |
| 1-year return | +21.42% | +37.72% |
| 5-year return | +67.34% | +92.12% |
| P/E ratio (TTM) | 11.13 | 14.29 |
| Forward P/E | 10.52 | 11.38 |
| EPS (TTM) | $5.98 | $1.41 |
| Dividend yield | 1.83% | 0.00% |
| Annual dividend | $1.22 | $0.00 |
| 52-week high | $74.50 | $21.10 |
| 52-week low | $50.54 | $13.91 |
| Distance from 52-week high | -10.70% | -4.50% |
| Analyst consensus | none | none |
| Avg. price target upside | +9.72% | +19.11% |
| Average volume | 85.19K | 75.03K |
| Shares outstanding | 7.87M | 24.19M |
| Employees | 486 | 229 |
| Sector | Finance | Finance |
| Industry | Banks | Savings Institutions |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- PDLB has outperformed HBCP by 16.3 percentage points over the past year.
- Ponce Financial Group trades at a higher earnings multiple (14.3x vs 11.1x trailing P/E).
- Home Bancorp offers a meaningfully higher dividend yield (1.83% vs 0.00%).
About Home Bancorp
HBCP stock →Home Bancorp, Inc. operates as the bank holding company for Home Bank, National Association that provides various banking products and services for individuals and businesses in Louisiana, Mississippi, and Texas, the United States.
Finance · Banks · 486 employees
About Ponce Financial Group
PDLB stock →Ponce Financial Group, Inc. operates as the bank holding company for Ponce Bank that provides various banking products and services.
Finance · Savings Institutions · 229 employees
HBCP vs PDLB FAQ
Which is bigger, Home Bancorp or Ponce Financial Group?
Home Bancorp (HBCP) is larger, with a market capitalization of $523.64M compared with $487.39M for Ponce Financial Group (PDLB).
Which stock has performed better over the past year, HBCP or PDLB?
PDLB returned +37.72% over the past 12 months, compared with +21.42% for HBCP (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, HBCP or PDLB?
HBCP has the lower trailing P/E at 11.1, versus 14.3 for PDLB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Home Bancorp or Ponce Financial Group?
Home Bancorp pays a dividend yielding 1.83%, while Ponce Financial Group does not currently pay a regular dividend.
Are Home Bancorp and Ponce Financial Group in the same industry?
Both are in the Finance sector, but in different industries: Banks for Home Bancorp and Savings Institutions for Ponce Financial Group.