HBT Financial (HBT) vs Metropolitan Bank (MCB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
HBT Financial (HBT) has outperformed Metropolitan Bank (MCB) over the past year, gaining 44.7% versus a gain of 15.9%. Over five years, HBT leads with a +108.1% price change compared with -0.2% for MCB. HBT Financial is the larger company by market cap ($1.29 billion vs $1.08 billion), about 1.2 times the size.
On valuation, Metropolitan Bank trades at a lower forward P/E (7.8x vs 10.3x for HBT Financial). HBT Financial offers the higher dividend yield (2.48% vs 0.86%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HBT | MCB |
|---|---|---|
| Share price | $35.53 | $87.49 |
| Market cap | $1.29B | $1.08B |
| 1-day change | 0.00% | +0.51% |
| YTD return | +37.45% | +14.58% |
| 1-year return | +44.67% | +15.90% |
| 5-year return | +108.14% | -0.18% |
| P/E ratio (TTM) | 15.12 | 11.22 |
| Forward P/E | 10.27 | 7.79 |
| EPS (TTM) | $2.35 | $7.80 |
| Dividend yield | 2.48% | 0.86% |
| Annual dividend | $0.88 | $0.75 |
| 52-week high | $37.51 | $102.04 |
| 52-week low | $22.36 | $64.66 |
| Distance from 52-week high | -5.28% | -14.26% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +13.14% | +20.39% |
| Average volume | 135.07K | 131.13K |
| Shares outstanding | 36.37M | 12.40M |
| Employees | 826 | 326 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- HBT has outperformed MCB by 28.8 percentage points over the past year.
- HBT Financial trades at a higher earnings multiple (15.1x vs 11.2x trailing P/E).
- HBT Financial offers a meaningfully higher dividend yield (2.48% vs 0.86%).
About HBT Financial
HBT stock →HBT Financial, Inc. operates as the bank holding company for Heartland Bank and Trust Company that provides financial products and services to consumers, businesses, and municipal entities in Illinois and Eastern Iowa.
Finance · Major Banks · 826 employees
About Metropolitan Bank
MCB stock →Metropolitan Bank Holding Corp. operates as the bank holding company for Metropolitan Commercial Bank that provides a range of business, commercial, and retail banking products and services.
Finance · Major Banks · 326 employees
HBT vs MCB FAQ
Which is bigger, HBT Financial or Metropolitan Bank?
HBT Financial (HBT) is larger, with a market capitalization of $1.29B compared with $1.08B for Metropolitan Bank (MCB).
Which stock has performed better over the past year, HBT or MCB?
HBT returned +44.67% over the past 12 months, compared with +15.90% for MCB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, HBT or MCB?
MCB has the lower trailing P/E at 11.2, versus 15.1 for HBT. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, HBT Financial or Metropolitan Bank?
HBT Financial has the higher yield at 2.48%, compared with 0.86% for Metropolitan Bank.
Are HBT Financial and Metropolitan Bank in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.