HBT Financial (HBT) vs Univest Financial (UVSP)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
HBT Financial (HBT) has outperformed Univest Financial (UVSP) over the past year, gaining 44.7% versus a gain of 38.3%. Over five years, HBT leads with a +108.1% price change compared with +45.5% for UVSP. HBT Financial is the larger company by market cap ($1.29 billion vs $1.14 billion), about 1.1 times the size.
On valuation, HBT Financial trades at a lower forward P/E (10.3x vs 10.4x for Univest Financial). HBT Financial offers the higher dividend yield (2.48% vs 2.18%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HBT | UVSP |
|---|---|---|
| Share price | $35.53 | $41.26 |
| Market cap | $1.29B | $1.14B |
| 1-day change | 0.00% | +0.90% |
| YTD return | +37.45% | +26.02% |
| 1-year return | +44.67% | +38.32% |
| 5-year return | +108.14% | +45.49% |
| P/E ratio (TTM) | 15.12 | 11.92 |
| Forward P/E | 10.27 | 10.42 |
| EPS (TTM) | $2.35 | $3.46 |
| Dividend yield | 2.48% | 2.18% |
| Annual dividend | $0.88 | $0.90 |
| 52-week high | $37.51 | $45.46 |
| 52-week low | $22.36 | $28.04 |
| Distance from 52-week high | -5.28% | -9.24% |
| Analyst consensus | buy | none |
| Avg. price target upside | +13.14% | +10.28% |
| Average volume | 135.07K | 234.67K |
| Shares outstanding | 36.37M | 27.58M |
| Employees | 826 | — |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- HBT Financial trades at a higher earnings multiple (15.1x vs 11.9x trailing P/E).
About HBT Financial
HBT stock →HBT Financial, Inc. operates as the bank holding company for Heartland Bank and Trust Company that provides financial products and services to consumers, businesses, and municipal entities in Illinois and Eastern Iowa.
Finance · Major Banks · 826 employees
About Univest Financial
UVSP stock →Univest Financial Corporation operates as the bank holding company for Univest Bank and Trust Co. that provides banking services in the United States.
Finance · Major Banks
HBT vs UVSP FAQ
Which is bigger, HBT Financial or Univest Financial?
HBT Financial (HBT) is larger, with a market capitalization of $1.29B compared with $1.14B for Univest Financial (UVSP).
Which stock has performed better over the past year, HBT or UVSP?
HBT returned +44.67% over the past 12 months, compared with +38.32% for UVSP (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, HBT or UVSP?
UVSP has the lower trailing P/E at 11.9, versus 15.1 for HBT. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, HBT Financial or Univest Financial?
HBT Financial has the higher yield at 2.48%, compared with 2.18% for Univest Financial.
Are HBT Financial and Univest Financial in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.