HCI Group (HCI) vs Hamilton Insurance Group (HG)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
Hamilton Insurance Group (HG) has outperformed HCI Group (HCI) over the past year, gaining 42.5% versus a loss of 1.2%. Hamilton Insurance Group is the larger company by market cap ($3.42 billion vs $2.41 billion), about 1.4 times the size. On valuation, Hamilton Insurance Group trades at a lower forward P/E (7.3x vs 9.7x for HCI Group).
HCI Group pays a dividend yielding 0.83%, while Hamilton Insurance Group does not currently pay one. HCI Group converts more of its revenue into profit, with a net margin of 33.2% versus 28.9%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HCI | HG |
|---|---|---|
| Share price | $193.60 | $34.64 |
| Market cap | $2.41B | $3.42B |
| 1-day change | +0.65% | -1.31% |
| YTD return | +0.34% | +25.81% |
| 1-year return | -1.22% | +42.45% |
| 5-year return | +55.82% | — |
| P/E ratio (TTM) | 8.34 | 6.06 |
| Forward P/E | 9.67 | 7.28 |
| EPS (TTM) | $23.20 | $5.72 |
| Dividend yield | 0.83% | 0.00% |
| Annual dividend | $1.60 | $0.00 |
| Revenue (latest FY) | $900.95M | $2.91B |
| Revenue growth (YoY) | +20.12% | +24.70% |
| Net income (latest FY) | $299.00M | $840.03M |
| Net margin | 33.19% | 28.91% |
| 52-week high | $210.50 | $37.31 |
| 52-week low | $144.75 | $22.66 |
| Distance from 52-week high | -8.03% | -7.16% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +24.83% | +10.54% |
| Average volume | 160.60K | 393.49K |
| Shares outstanding | 12.44M | 65.89M |
| Employees | 594 | 600 |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- HG has outperformed HCI by 43.7 percentage points over the past year.
- HCI Group trades at a higher earnings multiple (8.3x vs 6.1x trailing P/E).
About HCI Group
HCI stock →HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance business in the United States. The company operates through Insurance Operations, Exzeo, Reciprocal Exchange Operations, and Real Estate segments.
Finance · Property-Casualty Insurers · 594 employees
About Hamilton Insurance Group
HG stock →Hamilton Insurance Group, Ltd., through its subsidiaries, operates as specialty insurance and reinsurance company in Bermuda and internationally. It operates Hamilton Global Specialty, Hamilton Select, and Hamilton Re underwriting platforms.
Finance · Property-Casualty Insurers · 600 employees
HCI vs HG FAQ
Which is bigger, HCI Group or Hamilton Insurance Group?
Hamilton Insurance Group (HG) is larger, with a market capitalization of $3.42B compared with $2.41B for HCI Group (HCI).
Which stock has performed better over the past year, HCI or HG?
HG returned +42.45% over the past 12 months, compared with -1.22% for HCI (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, HCI or HG?
HG has the lower trailing P/E at 6.1, versus 8.3 for HCI. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, HCI Group or Hamilton Insurance Group?
HCI Group pays a dividend yielding 0.83%, while Hamilton Insurance Group does not currently pay a regular dividend.
Are HCI Group and Hamilton Insurance Group in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.