Hagerty (HGTY) vs Ryan Specialty (RYAN)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
Hagerty (HGTY) has outperformed Ryan Specialty (RYAN) over the past year, gaining 17.0% versus a loss of 35.4%. Over five years, HGTY leads with a +38.7% price change compared with +1.1% for RYAN. Ryan Specialty is the larger company by market cap ($9.66 billion vs $4.88 billion), about 2.0 times the size.
On valuation, Ryan Specialty trades at a lower forward P/E (15.4x vs 24.3x for Hagerty). Ryan Specialty pays a dividend yielding 1.33%, while Hagerty does not currently pay one. Hagerty converts more of its revenue into profit, with a net margin of 10.2% versus 2.1%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HGTY | RYAN |
|---|---|---|
| Share price | $14.21 | $37.71 |
| Market cap | $4.88B | $9.66B |
| 1-day change | +1.97% | +0.28% |
| YTD return | +3.65% | -27.17% |
| 1-year return | +16.96% | -35.41% |
| 5-year return | +38.75% | +1.13% |
| P/E ratio (TTM) | 129.14 | 53.11 |
| Forward P/E | 24.26 | 15.45 |
| EPS (TTM) | $0.11 | $0.71 |
| Dividend yield | 0.00% | 1.33% |
| Annual dividend | $0.00 | $0.50 |
| Revenue (latest FY) | $1.46B | $3.05B |
| Revenue growth (YoY) | +17.31% | +21.28% |
| Net income (latest FY) | $149.22M | $63.40M |
| Operating margin | — | 16.18% |
| Net margin | 10.25% | 2.08% |
| 52-week high | $14.21 | $58.94 |
| 52-week low | $9.36 | $29.28 |
| Distance from 52-week high | 0.00% | -36.03% |
| Analyst consensus | buy | buy |
| Avg. price target upside | +2.08% | +32.85% |
| Average volume | 342.03K | 1.94M |
| Shares outstanding | 111.32M | 122.08M |
| Employees | 1,891 | 6,171 |
| Sector | Finance | Finance |
| Industry | Specialty Insurers | Specialty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- HGTY has outperformed RYAN by 52.4 percentage points over the past year.
- Hagerty trades at a higher earnings multiple (129.1x vs 53.1x trailing P/E).
- Ryan Specialty offers a meaningfully higher dividend yield (1.33% vs 0.00%).
- Hagerty is more profitable, keeping 10.2 cents of every revenue dollar as net income versus 2.1 cents for Ryan Specialty.
About Hagerty
HGTY stock →Hagerty, Inc. provides insurance services for collector cars and enthusiast vehicles in the United States, Canada, and the United Kingdom.
Finance · Specialty Insurers · 1,891 employees
About Ryan Specialty
RYAN stock →Ryan Specialty Holdings, Inc. operates as a service provider of specialty products and solutions for insurance brokers, agents, and carriers in the United States, Canada, the United Kingdom, rest of Europe, India, Singapore, and internationally.
Finance · Specialty Insurers · 6,171 employees
HGTY vs RYAN FAQ
Which is bigger, Hagerty or Ryan Specialty?
Ryan Specialty (RYAN) is larger, with a market capitalization of $9.66B compared with $4.88B for Hagerty (HGTY).
Which stock has performed better over the past year, HGTY or RYAN?
HGTY returned +16.96% over the past 12 months, compared with -35.41% for RYAN (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, HGTY or RYAN?
RYAN has the lower trailing P/E at 53.1, versus 129.1 for HGTY. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Hagerty or Ryan Specialty?
Ryan Specialty pays a dividend yielding 1.33%, while Hagerty does not currently pay a regular dividend.
Are Hagerty and Ryan Specialty in the same industry?
Yes. Both are classified in the Specialty Insurers industry within the Finance sector.