Hagerty (HGTY) vs XChange TEC.INC (XHG)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.
Summary
XChange TEC.INC (XHG) has outperformed Hagerty (HGTY) over the past year, gaining 83.9% versus a gain of 18.3%. Over five years, HGTY leads with a +41.5% price change compared with -100.0% for XHG. Hagerty is the larger company by market cap ($4.88 billion vs $117.5 million), about 41.5 times the size.
On valuation, XChange TEC.INC trades at a lower trailing P/E (0.0x vs 129.2x for Hagerty).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HGTY | XHG |
|---|---|---|
| Share price | $14.21 | $2.28 |
| Market cap | $4.88B | $117.53M |
| 1-day change | +0.07% | -0.87% |
| YTD return | +5.73% | +167.61% |
| 1-year return | +18.32% | +83.87% |
| 5-year return | +41.53% | -100.00% |
| P/E ratio (TTM) | 129.18 | 0.02 |
| Forward P/E | 24.27 | — |
| EPS (TTM) | $0.11 | $91.33 |
| Dividend yield | 0.00% | 0.00% |
| Annual dividend | $0.00 | $0.00 |
| Revenue (latest FY) | $1.46B | — |
| Revenue growth (YoY) | +17.31% | — |
| Net income (latest FY) | $149.22M | — |
| Net margin | 10.25% | — |
| 52-week high | $14.36 | $7.23 |
| 52-week low | $9.36 | $0.65 |
| Distance from 52-week high | -1.01% | -68.46% |
| Analyst consensus | buy | — |
| Avg. price target upside | +2.04% | — |
| Average volume | 348.19K | 2.36M |
| Shares outstanding | 111.32M | 46.60M |
| Employees | 1,891 | 30 |
| Sector | Finance | Finance |
| Industry | Specialty Insurers | Specialty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Hagerty is about 41.5 times larger than XChange TEC.INC by market value ($4.88B vs $117.53M).
- XHG has outperformed HGTY by 65.6 percentage points over the past year.
- Hagerty trades at a higher earnings multiple (129.2x vs 0.0x trailing P/E).
About Hagerty
HGTY stock →Hagerty, Inc. provides insurance services for collector cars and enthusiast vehicles in the United States, Canada, and the United Kingdom.
Finance · Specialty Insurers · 1,891 employees
About XChange TEC.INC
XHG stock →XChange TEC.INC, together with its subsidiaries, engages in the insurance agency and insurance technology businesses primarily to individual end consumers in the People's Republic of China and Hong Kong. The company offers various insurance products underwritten by insurance companies, including industry state-owned property and casualty insurance companies, as well as certain regional property and casualty insurance companies.
Finance · Specialty Insurers · 30 employees
HGTY vs XHG FAQ
Which is bigger, Hagerty or XChange TEC.INC?
Hagerty (HGTY) is larger, with a market capitalization of $4.88B compared with $117.53M for XChange TEC.INC (XHG).
Which stock has performed better over the past year, HGTY or XHG?
XHG returned +83.87% over the past 12 months, compared with +18.32% for HGTY (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, HGTY or XHG?
XHG has the lower trailing P/E at 0.0, versus 129.2 for HGTY. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Are Hagerty and XChange TEC.INC in the same industry?
Yes. Both are classified in the Specialty Insurers industry within the Finance sector.