Kemper (KMPR) vs UNIVERSAL INSURANCE HOLDINGS INC (UVE)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 8, 2026.
Summary
UNIVERSAL INSURANCE HOLDINGS INC (UVE) has outperformed Kemper (KMPR) over the past year, gaining 51.0% versus a loss of 47.2%. Over five years, UVE leads with a +234.4% price change compared with -60.3% for KMPR. Kemper is the larger company by market cap ($1.55 billion vs $1.26 billion), about 1.2 times the size.
On valuation, Kemper trades at a lower forward P/E (6.2x vs 10.1x for UNIVERSAL INSURANCE HOLDINGS INC). Kemper offers the higher dividend yield (4.88% vs 1.41%).
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | KMPR | UVE |
|---|---|---|
| Share price | $26.25 | $45.25 |
| Market cap | $1.55B | $1.26B |
| 1-day change | +0.69% | +4.00% |
| YTD return | -35.25% | +33.88% |
| 1-year return | -47.24% | +50.98% |
| 5-year return | -60.31% | +234.44% |
| P/E ratio (TTM) | — | 5.73 |
| Forward P/E | 6.21 | 10.06 |
| EPS (TTM) | $-8.36 | $7.90 |
| Dividend yield | 4.88% | 1.41% |
| Annual dividend | $1.28 | $0.64 |
| 52-week high | $50.52 | $45.34 |
| 52-week low | $22.69 | $27.89 |
| Distance from 52-week high | -48.04% | -0.20% |
| Average volume | 871.99K | 189.16K |
| Shares outstanding | 58.87M | 27.83M |
| Sector | Finance | Finance |
| Industry | Property-Casualty Insurers | Property-Casualty Insurers |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- UVE has outperformed KMPR by 98.2 percentage points over the past year.
- Kemper offers a meaningfully higher dividend yield (4.88% vs 1.41%).
KMPR vs UVE FAQ
Which is bigger, Kemper or UNIVERSAL INSURANCE HOLDINGS INC?
Kemper (KMPR) is larger, with a market capitalization of $1.55B compared with $1.26B for UNIVERSAL INSURANCE HOLDINGS INC (UVE).
Which stock has performed better over the past year, KMPR or UVE?
UVE returned +50.98% over the past 12 months, compared with -47.24% for KMPR (price return, excluding dividends). Past performance does not predict future results.
Which pays a higher dividend, Kemper or UNIVERSAL INSURANCE HOLDINGS INC?
Kemper has the higher yield at 4.88%, compared with 1.41% for UNIVERSAL INSURANCE HOLDINGS INC.
Are Kemper and UNIVERSAL INSURANCE HOLDINGS INC in the same industry?
Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.