MetaCap

NI (NODK) vs Presurance (PRHI)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

NI (NODK) has outperformed Presurance (PRHI) over the past year, gaining 10.1% versus a loss of 32.5%. Over five years, NODK leads with a -25.2% price change compared with -56.0% for PRHI. NI is the larger company by market cap ($303.8 million vs $30.1 million), about 10.1 times the size.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

NODK+10.13%PRHI-32.48%
+25%-25%-76%
Oct 8, 20251 yearOct 8, 2026
NODK-21.01%PRHI-56.19%
+10%-38%-86%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

NODK versus PRHI key metrics
MetricNODKPRHI
Share price$14.89$8.04
Market cap$303.83M$30.10M
1-day change0.00%0.00%
YTD return+11.95%+60.99%
1-year return+10.13%-32.48%
5-year return-25.21%-56.02%
P/E ratio (TTM)39.18—
EPS (TTM)$0.38$-10.31
Dividend yield0.00%0.00%
Annual dividend$0.00$0.00
52-week high$16.70$12.53
52-week low$12.37$3.36
Distance from 52-week high-10.84%-35.87%
Average volume25.73K17.69K
Shares outstanding20.40M3.75M
Employees16612
SectorFinanceFinance
IndustryProperty-Casualty InsurersProperty-Casualty Insurers

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • NI is about 10.1 times larger than Presurance by market value ($303.83M vs $30.10M).
  • NODK has outperformed PRHI by 42.6 percentage points over the past year.

About NI

NODK stock →

NI Holdings, Inc., together with its subsidiaries, underwrites property and casualty insurance products in the United States. Its products include private passenger auto, homeowners, farm owners, commercial multi-peril, crop hail, excess liability, dwelling, and federal multi-peril crop insurance policies, as well as non-standard automobile insurance policies.

Finance · Property-Casualty Insurers · 166 employees

About Presurance

PRHI stock →

Presurance Holdings, Inc., an insurance holding company, provides specialty property, and casualty insurance in the United States. The company provides specialty insurance coverage for individuals, businesses, and communities.

Finance · Property-Casualty Insurers · 12 employees

NODK vs PRHI FAQ

Which is bigger, NI or Presurance?

NI (NODK) is larger, with a market capitalization of $303.83M compared with $30.10M for Presurance (PRHI).

Which stock has performed better over the past year, NODK or PRHI?

NODK returned +10.13% over the past 12 months, compared with -32.48% for PRHI (price return, excluding dividends). Past performance does not predict future results.

Are NI and Presurance in the same industry?

Yes. Both are classified in the Property-Casualty Insurers industry within the Finance sector.

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