MetaCap

Home BancShares (HOMB) vs Independent Bank (INDB)

Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 9, 2026.

Summary

Independent Bank (INDB) has outperformed Home BancShares (HOMB) over the past year, gaining 11.0% versus a gain of 1.5%. Over five years, HOMB leads with a +19.0% price change compared with -4.1% for INDB. Home BancShares is the larger company by market cap ($5.70 billion vs $3.65 billion), about 1.6 times the size, while Independent Bank is growing revenue faster (+24.3% vs +7.2%).

On valuation, Independent Bank trades at a lower forward P/E (9.4x vs 10.9x for Home BancShares). Independent Bank offers the higher dividend yield (3.19% vs 2.91%). Home BancShares converts more of its revenue into profit, with a net margin of 43.6% versus 23.9%.

Summary generated from market data by MetaCap's automated system. Methodology

Relative performance

HOMB+1.50%INDB+10.96%
+27%+8%-10%
Oct 8, 20251 yearOct 8, 2026
HOMB+17.93%INDB-5.13%
+35%-7%-49%
Oct 4, 20215 yearsOct 5, 2026

Percent change in share price from the first common trading day shown; excludes dividends.

Head-to-head

HOMB versus INDB key metrics
MetricHOMBINDB
Share price$28.48$77.12
Market cap$5.70B$3.65B
1-day change+1.06%-1.39%
YTD return+2.52%+5.53%
1-year return+1.50%+10.96%
5-year return+18.96%-4.10%
P/E ratio (TTM)11.9213.82
Forward P/E10.959.36
EPS (TTM)$2.39$5.58
Dividend yield2.91%3.19%
Annual dividend$0.83$2.46
Revenue (latest FY)$1.09B$857.52M
Revenue growth (YoY)+7.23%+24.32%
Net income (latest FY)$475.44M$205.12M
Net margin43.58%23.92%
52-week high$31.70$87.50
52-week low$25.50$63.33
Distance from 52-week high-10.16%-11.86%
Analyst consensusbuybuy
Avg. price target upside+16.75%+21.15%
Average volume1.59M358.03K
Shares outstanding200.05M47.37M
Employees2,5432,294
SectorFinancial ServicesFinancial Services
IndustryBanks - RegionalBanks - Regional

Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.

Key differences

  • Home BancShares is more profitable, keeping 43.6 cents of every revenue dollar as net income versus 23.9 cents for Independent Bank.
  • Independent Bank grew revenue faster in its latest fiscal year (+24.32% vs +7.23%).

About Home BancShares

HOMB stock →

Home BancShares, Inc. operates as the bank holding company for Centennial Bank that provides commercial and retail banking, and related financial services to businesses, real estate developers and investors, individuals, and municipalities in the United States.

Financial Services · Banks - Regional · 2,543 employees

About Independent Bank

INDB stock →

Independent Bank Corp. operates as the bank holding company for Rockland Trust Company that provides commercial banking products and services to individuals and small-to-medium sized businesses in the United States.

Financial Services · Banks - Regional · 2,294 employees

HOMB vs INDB FAQ

Which is bigger, Home BancShares or Independent Bank?

Home BancShares (HOMB) is larger, with a market capitalization of $5.70B compared with $3.65B for Independent Bank (INDB).

Which stock has performed better over the past year, HOMB or INDB?

INDB returned +10.96% over the past 12 months, compared with +1.50% for HOMB (price return, excluding dividends). Past performance does not predict future results.

Which has the lower P/E ratio, HOMB or INDB?

HOMB has the lower trailing P/E at 11.9, versus 13.8 for INDB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.

Which pays a higher dividend, Home BancShares or Independent Bank?

Independent Bank has the higher yield at 3.19%, compared with 2.91% for Home BancShares.

Are Home BancShares and Independent Bank in the same industry?

Yes. Both are classified in the Banks - Regional industry within the Financial Services sector.

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