Home BancShares (HOMB) vs NBT Bancorp (NBTB)
Head-to-head comparison of performance, valuation, growth, profitability and dividends. Prices delayed 15 minutes; data as of Oct 10, 2026.
Summary
NBT Bancorp (NBTB) has outperformed Home BancShares (HOMB) over the past year, gaining 22.8% versus a gain of 1.6%. Over five years, NBTB leads with a +36.5% price change compared with +18.0% for HOMB. Home BancShares is the larger company by market cap ($5.65 billion vs $2.60 billion), about 2.2 times the size, while NBT Bancorp is growing revenue faster (+10.4% vs +7.2%).
On valuation, Home BancShares trades at a lower forward P/E (10.9x vs 11.0x for NBT Bancorp). NBT Bancorp offers the higher dividend yield (2.96% vs 2.94%). NBT Bancorp converts more of its revenue into profit, with a net margin of 92.5% versus 43.6%.
Summary generated from market data by MetaCap's automated system. Methodology
Relative performance
Percent change in share price from the first common trading day shown; excludes dividends.
Head-to-head
| Metric | HOMB | NBTB |
|---|---|---|
| Share price | $28.25 | $50.06 |
| Market cap | $5.65B | $2.60B |
| 1-day change | -0.81% | -0.93% |
| YTD return | +1.69% | +20.57% |
| 1-year return | +1.62% | +22.85% |
| 5-year return | +18.00% | +36.51% |
| P/E ratio (TTM) | 11.67 | 12.24 |
| Forward P/E | 10.86 | 10.96 |
| EPS (TTM) | $2.42 | $4.09 |
| Dividend yield | 2.94% | 2.96% |
| Annual dividend | $0.83 | $1.48 |
| Revenue (latest FY) | $1.09B | $182.95M |
| Revenue growth (YoY) | +7.23% | +10.40% |
| Net income (latest FY) | $475.44M | $169.24M |
| Net margin | 43.58% | 92.50% |
| 52-week high | $31.70 | $54.50 |
| 52-week low | $25.50 | $39.20 |
| Distance from 52-week high | -10.88% | -8.15% |
| Analyst consensus | buy | hold |
| Avg. price target upside | +17.70% | +14.86% |
| Average volume | 1.59M | 350.07K |
| Shares outstanding | 200.05M | 51.96M |
| Employees | 2,543 | 2,303 |
| Sector | Finance | Finance |
| Industry | Major Banks | Major Banks |
Highlighted cells mark the higher value for growth, returns, margins and yield, and the lower value for P/E ratios. Highlighting is a mechanical comparison, not a recommendation.
Key differences
- Home BancShares is about 2.2 times larger than NBT Bancorp by market value ($5.65B vs $2.60B).
- NBTB has outperformed HOMB by 21.2 percentage points over the past year.
- NBT Bancorp is more profitable, keeping 92.5 cents of every revenue dollar as net income versus 43.6 cents for Home BancShares.
About Home BancShares
HOMB stock →Home BancShares, Inc. operates as the bank holding company for Centennial Bank that provides commercial and retail banking, and related financial services to businesses, real estate developers and investors, individuals, and municipalities in the United States.
Finance · Major Banks · 2,543 employees
About NBT Bancorp
NBTB stock →NBT Bancorp Inc., a financial holding company, provides personal and commercial banking, retail banking, and wealth management services in the United States. It operates through Banking, Retirement Plan Administration, and All Other segments.
Finance · Major Banks · 2,303 employees
HOMB vs NBTB FAQ
Which is bigger, Home BancShares or NBT Bancorp?
Home BancShares (HOMB) is larger, with a market capitalization of $5.65B compared with $2.60B for NBT Bancorp (NBTB).
Which stock has performed better over the past year, HOMB or NBTB?
NBTB returned +22.85% over the past 12 months, compared with +1.62% for HOMB (price return, excluding dividends). Past performance does not predict future results.
Which has the lower P/E ratio, HOMB or NBTB?
HOMB has the lower trailing P/E at 11.7, versus 12.2 for NBTB. A lower P/E is not by itself a sign of a better investment; it can reflect slower expected growth or higher risk.
Which pays a higher dividend, Home BancShares or NBT Bancorp?
NBT Bancorp has the higher yield at 2.96%, compared with 2.94% for Home BancShares.
Are Home BancShares and NBT Bancorp in the same industry?
Yes. Both are classified in the Major Banks industry within the Finance sector.